Duties & Responsibilities of a Bank Clerk

There are various other clerical roles you could become involved in as a bank clerk to help keep the bank in order. Like any other business, banks need help with general tasks, such as data entry, filing, mail handlers, and messengers.

A Bank Clerk accepts deposits and cashes checks, paying money to customers after validating the signatures on the check and fund availability.

• When handling withdrawals, He / She verifies customer signatures and examines their photo identification to ensure their validity.
• He / She records all transactions made by entering notes into the bank’s computer system, accepts loan payments on behalf of her employer’s lending department.
• He / She answers all customer questions and resolves any issues or problems with their accounts, referring the issue to the branch manager if necessary.
• He / She promotes and educates customers on the bank’s products and services, such as credit cards, money market accounts and individual retirement accounts (IRAs).
• He / She also ensures that the balance of her money drawer is accurate.

As a bank clerk, you will be in any of the departments as follow:

Interest Clerk: Recording interest owed to saving accounts customers and interest owed to the bank from loans and other investments.

Loan Clerk: Recording and organizing loan information.

Statement Clerk: Preparing the monthly balance sheets of checking account customers.

Exchange Clerk: Working on international accounts, translating foreign currency into pounds sterling and vice versa.

Security Clerk: Recording, filing and looking after stocks, bonds, and other investment documents.

Book-keeping Clerk: Taking care of records for each customer’s account.

Required studies and skills of a Bank Clerk

Notes: Usually, a bank clerk will need not only college but also a superior education level, which can be any faculty related to the economic field (Economics, Finances, Marketing, Management, Accountability, etc).

Educational Requirements of a Bank Clerk

To gain employment as a Bank Clerk, a candidate must own a degree or equal. While not typically required, employers tend to favour those who have a four-year degree, preferably in accounting, finance or a related field of study.

He/ she must be speedy in mathematics and also be able to use the computers and other electronic equipment.

Clerical Officer in Bank​: