
J&K Bank Recruitment Notification 2026 PDF for the recruitment of 1397 vacancies for Probationary Officer (PO) and Banking Associate (Clerk) positions in the Union Territories of Jammu & Kashmir and Ladakh. The J&K Bank Notification 2026 was released on the Jammu and Kashmir Bank Limited (J&K Bank) official website @ jkb.bank,in on 7 November 2026. Candidates can now start filling out their J&K Bank Recruitment 2026 Online Application from 7 November 2026 for the positions of Probationary Officers and Clerks. Download J&K Bank Recruitment Notification 2026 PDF here and apply before the deadline 26 November 2026 for PO and Banking Associate (Clerk) posts in the UTs of Jammu & Kashmir and Ladakh from Veranda RACE. Download official notification PDF, check eligibility, vacancy details, important dates, exam pattern, age limit, educational qualification, selection process, apply online and other J&B Bank Recruitment 2026 details from Veranda RACE.
TheJ&K Bank Recruitment Notification 2026 PDFsfor the direct recruitment of 1397 vacancies for the posts of Probationary Officers and Banking Associate (Clerks) in the Union Territories of Jammu and Kashmir and Ladakh were released officially by the Jammu and Kashmir Bank Limited (J&K Bank Limited) on 7 November 2026.

A total of1054 Banking Associate (Clerk) and 343 Probationary Officer (PO) vacancieswere announced through this J&K Bank Recruitment Notification 2026 PDFs by the J&K Bank Limited for 2026-27.
Candidates who are interested and fulfil the required eligibility can start filling their online application forms for the J&K Bank Recruitment 2026 Selection Processfor PO and Clerk positions starting from 7 November 2026and registrations are open on the official J&K Bank Limited official website.
Candidates can find the complete information about the J&K Bank Recruitment Notification PDF 2026 andapply before 26 November 2026 for the direct recruitment of 1397 PO and Clerk vacancies in the branch offices of the Jammu and Kashmir Bank Limited in the union territory of Jammu & Kashmir and Ladakh.
Candidates who wish to download the J&K Bank Recruitment 2026 Notification PDFs for the recruitment of 1054 Banking Associate (Clerk) vacancies and 343 Probationary Officer (PO) vacancies in Jammu and Kashmir Bank Limited can find the direct link in this Veranda RACE J&K Bank Recruitment blog post below:
The online registration for the J&K Bank Recruitment 2026 for PO and Clerk vacancies in 2026 starts from7 November 2026. Candidates can apply for this Jammu and Kashmir Bank Recruitment 2026 Selection Process until26 November 2026.
Candidates who are interested and fulfill the eligibility criteria to apply for the Jammu and Kashmir Bank Recruitment 2026 for the recruitment to Banking Associate and PO vacancies in Ladakh and Jammu and Kashmir Union Territory can find the comprehensive overview for the selection process of 1397 vacancies in J&K Bank Limited below:
J&K Bank Recruitment 2026: Overview | |
Conducting Body | Jammu and Kashmir Bank Limited |
Recruitment Name | J&K Bank Recruitment 2026-27 |
Post | Banking Associate (Clerk), Probationary Officer (PO) |
Total Vacancies | 1397 |
Probationary Officer Vacancies | 343 |
Banking Associate (Clerk) Vacancies | 1054 |
Apply Online Registration Dates | 7 November 2026 to 26 November 2026 |
Category | Bank Job / Govt. Bank Job |
Selection Process | Online Exam (Clerk) Prelims, Mains & Interview (PO) |
Exam Conducting Agency | IBPS |
Application Mode | Online |
Official Website | |
Interested candidates who fulfill the required eligibility criteria such as the J&K Bank Recruitment Educational Qualification, J&K Bank Recruitment Age Limit, etc., as mentioned in the J&K Bank Recruitment 2026 Notification PDF can apply online through thisJammu and Kashmir Bank Recruitment Apply Online 2026 Direct Link:
Interested candidates who are eligible to apply for the J&K Bank Recruitment Sarkar Naukri Bank Recruitment 2026 in branch offices present in the Union Territories of Jammu and Kashmir and Ladakh can begin to apply on theIBPS official websiteor using theJ&K Bank Recruitment 2026 Direct Online Application linkfrom Veranda RACE starting from 7 November 026.

The last date to apply for the J&K Bank PO & Clerk Recruitment 2026 Recruitment for the direct recruitment of Clerk and Probationary Officers in the Jammu and Kashmir Bank Limited is 26 November 2026.
Eligible candidates can find the J&K Bank PO& Clerk Recruitment Important Dates 2026 that has been announced in the J&K Bank Recruitment Notification PDF 2026 in the below table:
J&K Bank Recruitment Important Dates 2026 | |
Event | Important Dates |
Notification Release Date | 7 November 2026 |
Online Application Start Date | 7 November 2026 |
Online Application Last Date | 26 November 2026 |
Last Date to Pay Application Fee / Intimation Charges | 26 November 2026 |
J&K Bank Clerk Exam Date 2026 | To be notified later |
J&K Bank PO Prelims Exam Date 2026 | To be notified later |
J&K Bank PO Mains Exam Date 2026 | To be notified later |
J&K Bank PO Interview Date 2026 | To be notified later |
The J&K Bank Limited has not yet announced the exam dates for Bank Associates (Clerk) & Probationary Officer (PO) recruitment in 2026.
The admit card for different stages, exam schedule and the result dates will be notified by the J&K Bank separately through the bank’s official “Careers” section.
TheJ&K Bank Limited has announced a total of 1397 vacancies for both Bank Associate (Clerk) and Probationary Officer (PO) posts in the J&K Bank Recruitment Notification 2026 PDFs.
Here, interested candidates can find the detailed J&K Bank Recruitment post-wise vacancies in 2026 segregated according to the branch office locations as mentioned in the Jammu and Kashmir Bank Recruitment 2026-27 Notification PDF in the table below:
J&K Bank Recruitment Post-Wise Vacancies 2026 | |||
Post Name | Jammu & Kashmir | Ladakh | Total |
Banking Associate (Clerk) | 1033 | 21 | 1054 |
Probationary Officer (PO) | 323 | 20 | 343 |
Total Vacancies | 1356 | 41 | 1397 |
Banking Associate (Clerk) post in Jammu & Kashmir UT has the highest number of vacancies with 1033 vacancies and the Probationary Officer (PO) post in Ladakh has the lowest number of vacancies with 20 vacancies.
Out of these 1356 vacancies are available for domiciles of the UT of Jammu & Kashmir while 41 vacancies are available for the domiciles of Ladakh UT.
Banking Associate Recruitment includes 1033 Clerk vacancies in J&K UT and 21 in Ladakh. The Probationary Officer Recruitment includes 323 PO vacancies in J&K UT and 20 in Ladakh.
Note: The vacancy numbers mentioned above are taken from the four official recruitment notification documents released by the J&K Bank Limited. The detailed category-wise vacancies for various posts were not mentioned in these notification documents.
Candidates applying for the J&K Bank Recruitment 2026 for the direct recruitment to the posts of 1397 Banking Associate (Clerk) and Probationary Officer (PO) vacancies in Jammu and Kashmir Bank Limited (J&K Bank) in the UT of Jammu and Kashmir and Ladakh should fulfill the following eligibility criteria to apply or register online for the J&K Bank Recruitment 2026 Selection Process.
The J&K Bank Recruitment Eligibility Criteria 2026 for the recruitment of Probationary Officer and Clerk vacancies include Domicile, J&K Bank Recruitment Educational Qualification 2026, J&K Bank Recruitment Age Limit 2026, J&K Bank Recruitment Age Relaxation 2026, etc., which are discussed below in detail in this Veranda RACE blog post:
Candidates applying for the J&K Bank Recruitment 2026 must be either adomicile of Jammu and Kashmir or Ladakh. Only candidates in the respective union territory are eligible to apply for this recruitment. Candidates who’re selected must produce a valid domicile certificate issued by the competent authority as mentioned in the official notification PDFs.
Post | Place of Posting | Domicile Requirement |
Banking Associate (Clerk) | Jammu & Kashmir | UT of Jammu & Kashmir |
Banking Associate Clerk) | Ladakh | UT of Ladakh |
Probationary Officer (PO) | Jammu & Kashmir | UT of Jammu & Kashmir |
Probationary Officer (PO) | Ladakh | UT of Ladakh |
Interested candidates who are applying for the J&K Bank Recruitment 2026 for the direct recruitment of1397 PO and Clerk vacancies in the Jammu and Kashmir Bank branch offices in the UT of Ladakh and Jammu and Kashmir should be between the following ages as mentioned in the official notification of the J&K Bank Recruitment Notification PDF in 2026:
J&K Bank Recruitment Age Limit 2026 | ||
Post Name | Minimum Age | Maximum Age |
Banking Associate (J&K) | 20 years | 30 years |
Banking Associate Ladakh) | 20 years | 30 years |
Probationary Officer (J&K) | 20 years | 30 years |
Probationary Officer (Ladakh) | 20 years | 30 years* |
Candidates should have attained the minimum age of 20 years and below the age of 30 years to apply for the J&K Bank Recruitment 2026.
Candidates must have been born not earlier than 1 January 1996 and not later than 1 January 2006 (both dates inclusive) in order to apply for the Jammu and Kashmir Bank Limited Recruitment in 2026.
The cut-off date to determine the upper age limit for the J&K Bank Recruitment 2026 will be 1 January 2026 as mentioned in the J&K Bank Recruitment 2026 Notification PDF.
Eligible candidates from reserved categories will get J&K Bank Recruitment Age Relaxation in the upper age limit according to the government rules.
For the post of Probationary Officers (Ladakh) alone, a one-time special dispensation of an additional relaxation of five years in the age limit during 2025 and 2026 is granted to all candidates including those belonging to UR and reserved categories. The total relaxation will be subject to the condition that the maximum age of the candidate shall not exceed 56 years of age.
Candidates who wish to seek age relaxation in the upper age limit based on their categories for the J&K Bank Recruitment 2026 can take note of the following table containing the age relaxation details for various categories for 1397 Clerk and PO vacancies in 2026:
J&K Bank Recruitment Age Relaxation 2026 | ||
Community/Category | J&K Age Relaxation | Ladakh Age Relaxation |
SC / ST Candidates | 5 years | 5 years |
Eligible Socially and Educationally Backward Classes (OBCs, Residents of Areas Adjoining Line of Actual Control (ALC) / International Border) and Residents of Backward Areas | 3 years | 5 years |
Economically Weaker Sections (EWSs) | Nil | Nil |
Persons with Benchmark Disabilities | 10 years | 10 years |
Eligible J&K Bank Apprentices (for Banking Associate post) | 1 additional year | 1 additional year |
The J&K Bank Recruitment maximum age limit for the recruitment of Clerk and PO in the J&K Bank Limited specified is applicable to General category and Economically Weaker Section (EWS) category candidates.
Candidates who submit their online application for the J&K PO & Clerk Recruitment 2026 should have the following education qualification as mentioned in the J&K Bank Recruitment 2026 Notification PDF:
J&K Bank Recruitment Educational Qualification 2026 | |
Post | Educational Qualification |
Banking Associate (J&K) | Any degree |
Banking Associate Ladakh) | Any degree |
Probationary Officer (J&K) | Any degree |
Probationary Officer (Ladakh) | Any degree |
Thecut-off dateto determine the educational qualification for the J&K Bank Recruitment 2026 will be26 November 2026as mentioned in the J&K Bank Recruitment 2026 Notification PDF.
Candidates must have a graduation in any discipline from a recognised university or an equivalent qualification recognised by the UGC or the Government of India.
The J&K Bank Selection Process 2026 is different for Banking Associate (Clerk) and Probationary Officer posts.
Candidates applying for the Banking Associate (Clerk) post will have to appear for a single Online Examination.
The PO selection process consists of a Prelims Exam, Mains Exam and an Interview just like major Probationary Officer Recruitment selection process by IBPS.
J&K Bank Recruitment Selection Process 2026 | |
Post | Selection Stages |
Banking Associate (Clerk) | Online Exam and Document Verification |
Probationary Officer | Prelims, Mains, Interview and Document Verification |
In the recently released J&K Bank Recruitment 2026 Notification PDF, Jammu and Kashmir Bank Limited has officially released J&K Bank Clerk Online Exam Pattern 2026.
This J&K Bank Clerk Online Exam 2026 consists of the following three sections:
The J&K Bank Clerk Online Exam 2026 will be an online objective test conducted for 100 questions for a total of 100 marks.
The duration of the J&K Bank Clerk Online Exam 2026 will be a composite time of 60 minutes. There will be sectional timing of 20 minutes for each section in the J&K Bank Clerk Online Exam 2026.
There will be negative marking for wrong answers in the J&K Bank Clerk Online Exam 2026.
A negative marking of one-fourth marks of the marks assigned to the question will be deducted as penalty for each wrong answer. There will be sectional cut-off in the J&K Bank Clerk Online Exam 2026 and candidates must qualify in each of the three tests by securing the required cut-off marks.
J&K Bank Recruitment Online Exam Pattern 2026 | |||
Section | Questions | Marks | Duration |
English Language | 30 | 30 | 20 mins |
Quantitative Aptitude | 35 | 30 | 20 mins |
Reasoning Ability | 35 | 40 | 20 mins |
Total | 100 | 100 | 60 mins |
The J&K Bank PO Prelims Exam 2026 will consist of 100 questions carrying 100 marks. The total time duration of the Prelims exam will be 60 minutes.
There will be sectional cut-off and candidates need to qualify in each of the three section to meet the applicable aggregate qualifying criteria.
This J&K Bank PO Prelims Exam 2026 consists of the following three sections:
A negative marking of one-fourth marks of the marks assigned to the question will be deducted as penalty for each wrong answer.
J&K Bank PO Prelims Exam Pattern 2026 | |||
Section | Questions | Marks | Duration |
English Language | 30 | 30 | 20 mins |
Quantitative Aptitude | 35 | 30 | 20 mins |
Reasoning Ability | 35 | 40 | 20 mins |
Total | 100 | 100 | 60 mins |
The J&K Bank PO Mains Exam 2026 will consist of an objective as well as a descriptive test.
The objective test contains 170 questions carrying 200 marks and will last 160 minutes.
The descriptive paper in the J&K Bank PO Mains Exam 2026 will consist of two questions carrying 25 marks within a time of 30 minutes. It will include an essay and a comprehension question that may cover economic and social issues, banking and technology trends, current events and ethics.
There will be sectional cut-off and candidates need to qualify in each of the test section to meet the applicable aggregate qualifying criteria.
A negative marking of one-fourth marks of the marks assigned to the question will be deducted as penalty for each wrong answer in the objective test section.
J&K Bank PO Mains Exam Pattern 2026 | |||
Section | Questions | Marks | Duration |
Reasoning | 40 | 60 | 45 mins |
General / Economy / Banking Awareness, Digital and Financial Awareness, including RBI Circulars | 50 | 60 | 35 mins |
English Language | 40 | 20 | 35 mins |
Data Analysis and Interpretation | 40 | 60 | 45 mins |
Objective Total | 170 | 200 | 160 mins |
Descriptive Paper (Essay & Comprehension) | 2 | 25 | 30 mins |
Overall Total | 172 | 225 | 190 mins |
The prescribed online application fee that candidates applying for the J&K Bank Recruitment Selection Process 2026 have to pay according to their community or category is mentioned below in the table for the reference from Veranda RACE:
J&K Bank Recruitment Application Fee 2026 | ||
Post | Category / Community | Exam Fee |
Banking Associate (Clerk) | SC / ST / SEBC / PwBD / Ex-Servicemen | ₹ 600 + GST |
Banking Associate (Clerk) | SC/ST/PwBD | ₹ 800 + GST |
Probationary Officer (PO) | SC / ST / SEBC / PwBD | ₹ 1000 + GST |
Probationary Officer (PO) | SC/ST/PwBD | ₹ 1200 + GST |
Candidates applying for the post of Banking Associate (Clerk) must pay ₹600 or ₹800, while the fee for Probationary Officer post is ₹1000 or ₹1200.
The last date for the payment of the J&K Bank Recruitment 2026 Online Application Fee is 26 November 2026.
Selected candidates for the post of Banking Associate (Clerk) and Probationary Officer through the J&K Bank Recruitment 2026 will receive the following pay scale as mentioned in the official notification document:
J&K Bank Recruitment Salary / Pay Scale 2026 | ||
Post Name | Pay Scale | Starting Basic Pay |
Banking Associate (Clerk) | ₹24,050 - ₹64,480 | ₹24,050 |
Probationary Officer (PO) | ₹48,480 - ₹85,920 | ₹48,480 |
The starting basic pay for Banking Associates (Clerks) in the Jammu and Kashmir Bank Limited will be ₹24,050 per month and that of Probationary Officers will be ₹48,480.
Other applicable perks and benefits will be offered by the J&K Bank Limited as per its extant rules.
Selected candidates will undergo a probation of six months for Banking Associate posts and 2 years for Probationary Officer posts. This period will also remain as the minimum service to be served by the candidates under bond.
J&K Bank Probation Period and Service Bond 2026 | ||
Post Name | Probation Period | Service Bond Amount |
Banking Associate (Clerk) | 6 months | ₹1 lakh |
Probationary Officer (PO) | 2 years | ₹2 lakh |
Candidates applying for the J&K Bank Recruitment Exam 2026 for the direct recruitment of Banking Associate and Probationary Officer can check the J&K Bank Recruitment Online Exam Centres here.
J&K Bank Recruitment Online Exam Centres 2026 | |||
Within J&K UT | |||
Pulwama | Jammu | Srinagar | Baramulla |
Samba | |||
Outside J&K UT | |||
Delhi NCR | Patiala | Mohali | Mumbai / Navi Mumbai / Thane |
Amritsar | Pathankot | Jalandhar | Pune |
Ludhiana | Bengaluru | Phagwara | Others if need arise |
Within Ladakh UT | |||
Leh | Kargil | ||
Outside Ladakh UT | |||
Delhi NCR | Patiala | Mohali | Mumbai / Navi Mumbai / Thane |
Amritsar | Pathankot | Jalandhar | Pune |
Ludhiana | Bengaluru | Phagwara | Others if need arise |
Jammu and Kashmir Bank Limited, also known as the J&K Bank Limited, is a Scheduled Commercial Bank in India. It is one of the oldest private sector banks in India and was incorporated in 1938.
The J&K Bank headquarters is in Srinagar in the UT of Jammu and Kashmir. The J&K and Ladakh Governments hold a majority stake of 59.4% in the J&K Bank.
The J&K Bank Limited is designed by the Reserve Bank of India (RBI) as its exclusive agent to carry out banking business for the union territory governments of Ladakh and Jammu & Kashmir.
The current MD & CEO of Jammu and Kashmir Bank is Amitava Chatterjee in 2026.
The J&K Bank Limited has a presence across 18 Indian states and 4 Union territories. The motto of J&K Bank is “Serving to Empower”.
As of December 2025, the J&K Bank maintains a massive network of 1008 bank branches, 1436 ATMs, 169 CRMs and 99 ultra small branches (EBUs) distributed across 18 states and 4 union territories.
The J&K Bank Limited also serves as the sponsoring bank for the Jammu and Kashmir Grameen Bank, holding a substantial 35% equity share.
J&K Bank Official Website | |
J&K Bank Recruitment Apply Online 2026 Direct Link for clerk and PO posts | |
J&K Bank Probationary Officer Recruitment Notification (Jammu & Kashmir) PDF 2026 | |
J&K Bank Probationary Officer Recruitment Notification (Ladakh) PDF 2026 | |
J&K Bank Banking Associate Recruitment Notification (Jammu & Kashmir) PDF 2026 | |
J&K Bank Banking Associate Recruitment Notification (Ladakh) PDF 2026 | |
J&K Bank Careers Page |
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My parents suggested me to join Veranda RACE and prepare for Bank Exams. Within 8 months, I've achieved a Bank job in Central Bank of India. I used to attend tests in the computer lab at my offline branch for more than 6 hours. My mentors cleared all my doubts and my faculty motivated me and taught focus strategies to clear the IBPS Clerk Exam.

Thanks to Veranda RACE, I've cracked three Bank Exams - IBPS PO, SBI PO and IBPS Clerk. Coming a village in Tuticorin, Veranda RACE faculty helped me understand the syllabus and topics of Bank Exams. With full focus on Bank exams, I used to prepare daily in the computer lab and library with constant support from my Bank mentors. They cleared all my doubts without any hesitation.

I prepared for Bank Exams in Veranda RACE’s Tambaram branch. They trained me specifically for the ‘Agriculture Insurance Company’ Exam. I’m happy that I could contribute more to the profession of my choice! Thanks to the faculty and mentors of Veranda RACE!

Preparing from Tirunelveli, I want to thank my faculty for the constant support and motivation to crack the LIC ADO Exam. The lab facilities were top notch and I used to prepare writing online mock tests at the computer lab. This was the major reason for cracking the exam in the first attempt. Thanks, Veranda RACE!
