Indian Overseas Bank (IOB) LBO Recruitment 2026 Notification Out for 250 Local Bank Officer Vacancies; 100 Posts for Tamil Nadu, Apply till 24 August 2026

Indian Overseas Bank (IOB) has released the official notification for the recruitment of Local Bank Officers (LBO) through the Indian Overseas Bank (IOB) Local Bank Officer (LBO) Recruitment2026 Notification for 250 vacancies in the JGMS I Scale on 7 August 2026. Candidates can apply for the Indian Overseas Bank LBO 2026 at https://www.iob.bank.in/for which online application window is active starting from 8 August 2026. Eligible candidates can apply for the IOB LBO Recruitment 2026 till 24 August 2026. Download IOB LBO Recruitment 2026 Notification PDF here and apply before the deadline 24 August 2026 for JMGS I scale posts in the Indian Overseas Bank for Tamil Nadu, Karnataka, Maharashtra and Gujarat here from Veranda RACE. Download official notification PDF, check eligibility, posts, vacancy details, important dates, exam pattern, work experience, age limit, educational qualification, selection process, apply online application fee, salary, pay scale and other important details from Veranda RACE.

Indian Overseas Bank LBO Notification 2026 Out

Indian Overseas Bank Local Bank Officer (LBO) Recruitment 2026 Notification PDF was officially announced by the Indian Overseas Bank (IOB) on its website on 7 August 2026.

A total of 250 Local Bank Officer (LBO) vacancies in the JMGS I Scale cadre for the states of Tamil Nadu, Karnataka, Maharashtra and Gujarat have been released through this IOB LBO Recruitment 2026 Notification PDF.

Candidates interested in applying for the IOB LBO Recruitment 2026 for the 250 Local Bank Officer vacancies in the Junior Management Grade Scale (JMGS) I cadre and hold the required eligibility criteria can apply for the IOB LBO 2026 Recruitment starting from 8 August 2026 onwards.

The official online application link for the IOB Local Bank Officer (LBO) Recruitment 2026 will be open till 24 August 2026.

Indian Overseas Bank (IOB) LBO Recruitment 2026 Notification Out for 250 Local Bank Officer Vacancies; 100 Posts for Tamil Nadu, Apply till 24 August 2026

This recruitment for the Local Bank Officer (LBO) positions come under the Junior Management Grade Scale I (JMG/S-I) level cadre in the Indian Overseas Bank.

This IOB LBO Recruitment 2026 for the recruitment of 250 Local Bank Officer (LBO) vacancies will be a great opportunity for aspiring Bank exam candidates to work in a public sector bank in India and enter the Indian banking sector.

The online application window for the recruitment of 250 IOB LBO vacancies will be open until 24 August 2026.

Candidates who wish to download the IOB Local Bank Officer (LBO) Recruitment Notification PDF 2026 for the direct recruitment of 250 IOB Local Bank Officer vacancies in the JMGS Scale I cadre can find it in this Veranda RACE IOB LBO blog post below:

Indian Overseas Bank Local Bank Officer (LBO) Recruitment Notification PDF 2026 – 250 Vacancies – Click here to download PDF

About Indian Overseas Bank

Indian Overseas Bank, also known as IOB, is one of the leading Indian public sector banks in India. It has its headquarters situated in Chennai, India. Founded in 1937 by M. Chidambaram Chettiar, IOB is one of the largest public sector banks in India currently.

At present, Indian Overseas Bank (IOB) serves millions of customers in India with its banking services, 3269+ IOB domestic branches, 3506 ATMs and 4 foreign branches.

IOB also has its overseas presence in Singapore, Hong Kong, Thailand and Sri Lanka.

In February 2024, IOB became the fifth public sector lender in India to reach ₹1 lakh crore in market capitalisation.

Ajay Kumar Srivastava is the current Managing Director and Chief Executive Officer of the Indian Overseas Bank (as of August 2026).

IOB LBO Recruitment 2026: Overview

Bank exam aspirants and candidates who are interested and fulfill the eligibility criteria to apply for the Indian Overseas Bank LBO Recruitment 2026 can find the comprehensive exam recruitment overview for the direct recruitment of 250 Local Bank Officer (LBO) vacancies in Tamil Nadu, Karnataka, Maharashtra and Gujarat below:

IOB LBO Recruitment 2026: Overview

Organisation

Indian Overseas Bank (IOB)

Exam Name

IOB Local Bank Officer (LBO) Recruitment 2026

Post

Local Bank Officer (LBO) - JMGS I Scale cadre

Vacancies

250

Online Registration Dates

8 August 2026 to 24 August 2026

Notification Release Date

7 August 2025

Age Limit

20 years to 30 years

Educational Qualification

Any degree

Salary

₹48,480 to ₹85,920 (JMGS-I)

Category

Bank Job / Govt. Bank Job

Exam Selection Process

Online Written Test, Local Language Proficiency Test (LLPT), Personal Interview

Official Website

https://www.iob.bank.in/

IOB LBO Recruitment Apply Online 2026

The Indian Overseas Bank (IOB) has officially started the IOB Local Bank Officer 2026 Online Application process for the Local Bank Officer Selection Process in 2026.

Eligible candidates who wish to apply for the 250 IOB Local Bank Officers in JMGS Scale I cadre vacancies in the Indian Overseas Bank can submit their IOB Online Registration Application 2026 starting from 8 August 2026 to 24 August 2026 on the IOB official website portal (https://www.iob.bank.in/en/).

To complete the Indian Overseas Bank LBO Apply Online Process 2026, eligible candidates must visit the official IOB website to apply if they have the eligibility as mentioned in the IOB LBO Recruitment 2026 Notification PDF.

Candidates can also use the direct online link available below to apply for the IOB LBO Recruitment 2026 Selection Process:

IOB Local Bank Officer (LBO) Recruitment 2026 Apply Online Direct Link – Click Here

Indian Overseas Bank (IOB) LBO Recruitment 2026 Notification Out for 250 Local Bank Officer Vacancies; 100 Posts for Tamil Nadu, Apply till 24 August 2026

IOB LBO Important Dates 2026

Eligible candidates can find the Indian Overseas Bank LBO Important Dates 2026 that has been announced in the IOB LBO Recruitment Notification PDF 2026 in the below table:

IOB LBO Recruitment Important Dates 2026

Event

Important Dates

Notification Release Date

7 August 2026

Online Application Start Date

8 August 2026

Online Application Last Date

24 August 2026

Last Date to Pay Application Fee / Intimation Charges

24 August 2026

IOB LBO Online Written Test Date 2026

To be notified later

IOB LBO Local Language Proficiency Test Date 2026

To be notified later

IOB LBO Interview Date 2026

To be notified later

IOB LBO Vacancies 2026

Candidates can find the detailed state-wise vacancy list for states using the below tables listed in this Veranda RACE Indian Overseas Bank LBO 2026 blog post:

IOB LBO Vacancies 2026

State

Mandatory Language Proficiency

SC

ST

OBC

EWS

UR

Total

Gujarat

Gujarati

6

5

16

4

19

50

Karnataka

Kannada

8

3

16

4

19

50

Maharashtra

Marathi

7

4

15

5

19

50

Tamil Nadu

Tamil

15

6

33

9

37

100

Total Vacancies

93

51

107

75

219

250

Tamil Nadu has the highest number of Indian Overseas Bank LBO vacancies with 100 LBO vacancies.

Karnataka state has 50 LBO vacancies listed as part of the IOB LBO Selection Process 2026.

Candidates need to remember that they can apply for one state only and not more than one application for the IOB LBO 2026 should be submitted.

Selected candidates will be posted within the selected state for the first 12 years of their service or until their promotion to SMG Scale IV, whichever is earlier.

Candidature of the applicant will be considered only against the vacancies in the State for which he/she has applied/opted.

IOB Local Bank Officer Eligibility Criteria 2026

Candidates who are interested in applying for the IOB Local Bank Officer Recruitment 2026 for the recruitment to the post of 250 IOB LBO vacancies should fulfill the following eligibility criteria to apply or register online for the subsequent selection stages.

The eligibility criteria for the IOB LBO 2026 include the Nationality, IOB LBO Educational Qualification, IOB LBO Age Limit, IOB LBO Age Relaxation, etc., which are discussed below in detail in this Veranda RACE blog post as required by the Indian Overseas Bank in its IOB Local Bank Officer Recruitment 2026 Notification PDF:

Nationality

Candidates applying for the IOB Local Bank Officer Recruitment 2026 must be either a citizen of India (or) a subject of Nepal (or) subject of Bhutan (or) a Tibetan refugee who came over to India before 1st January 1962 with the intention of permanently settling in India (or) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African Countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India.

IOB LBO Age Limit 2026

Interested candidates who are applying for the IOB Local Bank Officer Recruitment 2026 for the recruitment of 250 Local Bank Officers in the Indian Overseas Bank (IOB) should be within the following ages given below:

IOB LBO Minimum Age: 20 years

IOB LBO Maximum Age: 30 years

IOB LBO Age Limit 2026

Post

Grade / Scale of Pay

Minimum Age

Maximum Age

Local Bank Officer (LBO)

JMGS I

20 years

30 years

The official cut-off date for determining the eligibility of all candidates to apply for the IOB LBO Recruitment 2026 with respect to Indian Overseas Bank Local Bank Officer age limit in every respect shall be 1 August 2026.

Candidates must have been born not later than 1 August 2006 and not earlier than 2 August 1996 (both days inclusive).

IOB LBO Age Relaxation 2026

Eligible candidates who wish to seek age relaxation in the upper age limit based on their categories for the Indian Overseas Bank LBO Recruitment 2026 can take note of the following table of this Veranda Race IOB Local Bank Officer blog post:

IOB LBO Age Relaxation 2026

Category

Age Relaxation

Scheduled Castes (SC) / Scheduled Tribes (ST)

5 Years

Other Backward Classes (OBC - Non-Creamy Layer)

3 Years

Persons with Benchmark Disability

10 years

Ex-servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs) / Short Service Commissioned Officers

5 years

Persons affected by 1984 riots

5 years

The minimum age specified in the IOB Local Bank Officer Recruitment 2026 is applicable to General (UR) and Economically Weaker Sections (EWS) category candidates.

IOB LBO Educational Qualification 2026

Candidates who submit their online application for the IOB Local Bank Officer Recruitment 2026 should be a graduate in any discipline from a recognised university by the Indian Government as mentioned in the IOB Local Bank Officer Recruitment 2026 Notification PDF.

IOB LBO Educational Qualification: Any degree

IOB LBO Educational Qualification 2026

Post

Minimum Educational Qualification

Local Bank Officer (LBO)

Graduation in any discipline

The official date for determining the eligibility of candidates with respect to educational qualification for the IOB LBO Recruitment 2026 shall be 1 August 2026 according to the IOB LBO Recruitment 2026 Notification PDF.

IOB LBO Selection Process 2026

The 250 IOB Local Bank Officer vacancies announced on 7 August 2026 through the IOB LBO Recruitment 2026 Notification PDF will be filled through the following stages mentioned below.

The selection process for the IOB LBO 2026 will consist of the following phases:

Online Exam

Language Proficiency Test

Personal Interview

Candidates who clear the IOB LBO Online Exam 2026 will be called to the Language Proficiency Test (LPT) in case if the candidates not studied specified local language in Class 10 or Class 12. Candidates who qualify the Online Exam and LPT will be called to attend the IOB LBO Personal Interview 2026.

Candidates who qualify in all the process of selection, i.e. Online Exam, Personal Interview and sufficiently high in the merit to be shortlisted for subsequent selection stages in the Indian Overseas Bank Local Bank Officer Recruitment 2026.

Candidates have to qualify in both Online Exam and Interview separately.

IOB LBO Online Exam Pattern 2026

The IOB LBO Online Exam 2026 consists of the following four sections:

1. Reasoning and Computer Aptitude

2.General / Economy / Banking Awareness

3. Data Analysis and Interpretation

4.English Language

The IOB LBO Online Exam 2026 will be conducted for a total of 140 questions for 200 marks.

The exam duration of the IOB LBO Online Exam 2026 is 180 minutes / 3 hours.

There is sectional timing for each section in the IOB LBO Online Exam 2026.

Candidates can get to know the in-depth details about the IOB LBO Online Exam Pattern 2026 here from this table:

IOB LBO Online Exam Pattern 2026

Section

Questions

Marks

Duration

Reasoning and Computer Aptitude

30

60

60 mins

General / Economy / Banking Awareness

40

40

30 mins

Data Analysis and Interpretation

30

60

60 mins

English Language

40

40

30 mins

Total

140

200

180 minutes

There will be negative marking for wrong answers. One fourth of the marks assigned to each question will be deducted for each incorrect answer in the IOB LBO Online Exam 2026. There will be no sectional cutoff in the IOB LBO Online Exam 2026.

IOB LBO Language Proficiency Test (LPT) 2026

It is mentioned in the IOB LBO Recruitment Notification 2026 PDF that candidates must have proficiency (reading, writing and speaking) in the local language of the state applied for. Candidates will be required to qualify the LPT to be shortlisted for the Personal Interview.

Candidates who have produce their Class 10 / Class 12 marksheet / certificate evidencing having studied the specified local language of the applied state as one the subjects will not be required to undergo the language proficiency test.

The LLPT will be of qualifying nature and candidates must secure the minimum qualifying marks as prescribed by the Indian Overseas Bank (IOB) to be considered for final selection.

Candidates who do not qualify in the LLPT process shall be treated as ineligible for final selection, irrespective of their performance in other stages of selection.

The IOB LBO LLPT 2026 will assess a candidate’s reading, writing and speaking proficiency in the concerned local language.

IOB LBO Local Languages 2026

State

Mandatory Language Proficiency

Gujarat

Gujarati

Karnataka

Kannada

Maharashtra

Marathi

Tamil Nadu

Tamil

IOB LBO Interview 2026

All candidates shortlisted after qualifying in the IOB LBO Online Written Test 2026, including those who have studied the concerned local language in 10th/12th standard or those who have appeared for the LLPT and qualified in it, shall be called for the IOB LBO Personal Interview 2026.

The IOB LBO Personal Interview 2026 will be conducted for 100 marks.

The minimum qualifying marks in interview stage shall be 45 per cent for reserved candidates and 50 per cent for unreserved candidates.

The final selection for the IOB LBO selection process will be based on the weightage ratio of online exam and personal interview in the ratio of 80:20.

IOB LBO Application Fee 2026

The online application fee for the IOB LBO Recruitment 2026 is mentioned below in the table for the reference of the candidates:

IOB LBO Application Fee 2026

Category

Exam Fee

SC/ST/PwBD

₹ 175

General, EWS & OBC

₹ 850

Candidates (Except SC/ST/Persons with Benchmark Disability candidates) are required to pay a fee of ₹ 850 only using online payment either by Internet banking facility of any bank or by using Credit/Debit Card/UPI payments/Mobile wallets.

The last date for the online fee payment of the IOB LBO 2026 Online Application Fee is 24 August 2026.

IOB LBO Salary 2026

Candidates selected through the IOB LBO Recruitment 2026 will be posted as a Local Bank Officer in the grade of JMGS I cadre with a basic pay of ₹48,480 per month.

The salary can go up to ₹ 85,920 based on years of experience.

Selected candidates will receive a pay scale of ₹ 48480-2000/7-62480-2340/2-67160-2680/7-85920.

Selected IOB LBO candidates will be on a probation period for 2 years (active service) from the date of their joining.

IOB LBO Grade: JMG/S-I

IOB LBO Probation Period: 2 years

IOB LBO Basic Pay: ₹ 48,480 per month

IOB LBO Online Exam Centres 2026

Candidates can find the detailed tentative list of exam centres for the upcoming IOB LBO Online Exam 2026 here in this table:

IOB LBO Online Exam Centres 2026

State / Union Territory

Exam Centre

Andhra Pradesh

Vijayawada/Guntur, Visakhapatnam, Kurnool

Assam

Guwahati, Jorhat, Silchar, Tezpur

Bihar

Patna, Gaya, Muzzaffarpur, Arrah

Chandigarh

Chandigarh/Mohali

Chhattisgarh

Raipur, Bhilai/Bhilai Nagar

Delhi

New Delhi / NCR

Gujarat

Ahmedabad/Gandhinagar, Rajkot, Surat, Vadodara/Anand, Mehsana

Haryana

Gurugram, Kurukshetra, Ambala, Faridabad

Jammu & Kashmir

Jammu, Srinagar, Samba

Jharkhand

Ranchi, Dhanbad, Jamshedpur

Karnataka

Bengaluru, Hubli-Dharwad, Mysuru (Mysore),

Kerala

Ernakulam, Kozhikode, Thiruvananthapuram, Alappuzha, Kottayam

Madhya Pradesh

Bhopal, Indore, Jabalpur, Ujjain

Maharashtra

Chhatrapati Sambhaji Nagar, Nagpur, Nashik, Pune, Kolhapur, Jalgaon, Mumbai/Navi Mumbai/Thane/MMR, Amravati, Latur, Nanded, Solapur, Ratnagiri

Odisha

Berhampur-Ganjam, Bhubaneswar, Cuttack, Sambalpur, Rourkela

Punjab

Amritsar, Bathinda, Mohali, Patiala, Phagwara

Puducherry

Puducherry

Rajasthan

Jaipur, Jodhpur, Kota, Udaipur

Tamil Nadu

Chennai, Madurai, Tirunelveli, Salem, Coimbatore, Tiruchirappalli, Vellore, Namakkal, Erode, Tiruppur, Virudhunagar, Kanyakumari/Nagercoil, Thanjavur, Cuddalore

Telangana

Hyderabad, Warangal, Khammam

Uttar Pradesh

Kanpur, Lucknow, Prayagraj, Ayodhya

Uttarakhand

Dehradun, Haldwani

West Bengal

Asansol, Burdwan, Kolkata, Siliguri

FAQs

The salary of a Local Bank Officer (LBO) in the Indian Overseas Bank under the JMGS-I cadre starts at ₹48,480 per month and can go up to ₹85,920 depending on experience and increments. In addition to the basic pay, candidates are entitled to allowances such as Dearness Allowance (DA), House Rent Allowance (HRA) and other benefits as per banking norms.
The full form of LBO in Indian Overseas Bank is Local Bank Officer (LBO). This position falls under the Junior Management Grade Scale-I (JMGS-I) cadre and is a lateral entry role designed for candidates with prior banking experience. The LBO role focuses on handling branch-level operations, customer relationship management, and region-specific banking services with mandatory local language proficiency.
Yes, the Bank LBO (Local Bank Officer) role in Public Sector Banks in India is considered a highly rewarding and stable government job. It offers a strong salary structure, career growth opportunities, job security and exposure to core banking operations. With a structured promotion policy and benefits associated with public sector banks, it is an excellent career option for experienced banking professionals aiming to advance their careers in India’s banking sector.
To apply for IOB LBO Recruitment 2026, candidates must hold a graduation degree in any discipline from a recognised university. The age limit is 20 to 30 years as of 1 August 2026, with applicable age relaxations for reserved categories. Additionally, candidates must demonstrate proficiency in the local language of the state they are applying for.
The last date to apply online for IOB LBO Recruitment 2026 is 24 August 2026. The application process started on 8 August 2026 through the official website.
A total of 250 vacancies has been announced under the IOB LBO Recruitment 2026 notification. These vacancies are distributed across multiple states and union territories, with the highest number of openings in Tamil Nadu (50). Candidates can apply for only one state and their selection will be based on that chosen region.
The selection process for IOB LBO 2026 includes an Online Exam, followed by Local Language Proficiency Test and Personal Interview. Candidates must qualify in each stage separately to be considered for final selection.

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