IOB Specialist Officer Recruitment 2026 Notification Out for 291 Scale 1, 2 and 3 Vacancies, Apply Online Link

August 29, 2026

IOB Specialist Officer Recruitment 2026 Notification PDF was released by Indian Overseas Bank on its official website (https://www.iob.bank.in/) on 28 August 2026 for the recruitment of Generalist or Specialist Officers. The Indian Overseas Bank SO Recruitment Notification 2026 PDF has been released for a total of 291 JMG Scale 1, MMG Scale 2 and 3 vacancies in the IOB for the year 2026-27 through Advertisement No.: HRDD/RECT/04/2026-27. Eligible candidates can apply online for the registration of IOB Specialist Officer Recruitment 2026 starting from 29 August 2026 until 15 September 2026 on the IOB website. Interested candidates can check all details about the SO Notification PDF 2026, Posts, Vacancies, Age Limit, Age Relaxation, Eligibility Criteria, Pay Scale, Salary, Educational Qualification, Selection Process, etc., here in this blog article from Veranda RACE.

IOB Specialist Officer Recruitment 2026 Notification PDF Out

IOB Specialist Officer (SO) 2026 Notification PDF was officially released by the Indian Overseas Bank (IOB) on its website (https://www.iob.bank.in/) on 28 August 2026 for the recruitment of 291 Generalist / Specialist Officers (SO) vacancies in various scales in the IOB Limited offices across India in JMG Scale I, MMG Scale II and III for the financial year 2026-27.

This IOB SO 2026 Recruitment Notification PDF was released through Advertisement No.: HRDD/RECT/04/2026-27 of the Indian Overseas Bank Limited.

IOB Specialist Officer Recruitment 2026 Notification Out for 291 Scale 1, 2 and 3 Vacancies, Apply Online Link

Eligible candidates can start applying for the IOB SO Selection Process 2026 for the direct recruitment of 291 JMG Scale I, MMG Scale II and III vacancies in the Indian Overseas Bank starting from 29 August 2026 on its official IOB website, https://www.iob.bank.in/.

The last date to apply or submit the online registration application for the IOB Specialist Officer (SO) 2026 Recruitment Process is 15 September 2026.

The online application registration window to apply for the IOB SO Selection Process 2026 will remain open from 29 August 2026 until 15 September 2026.

The IOB Specialist Officer 2026 Notification PDF for the recruitment of 291 Generalist / Specialist Officer vacancies in various scales for 2026-27 is available for download for interested candidates starting from 28 August 2026.

Candidates can download the official notification PDF for the IOB SO Recruitment 2026 starting from 29 August 2026 here using the direct link from Veranda RACE:

Indian Overseas Bank SO 2026 Recruitment Notification PDF – 291 Generalist / Specialist Officer Vacancies – Click Here to Download PDF

The last date for the payment of online application fee for the Indian Overseas Bank SO 2026 Recruitment will be until 15 September 2026.

What is the IOB Specialist Officer (SO) Recruitment?

The Indian Overseas Bank (IOB) regularly conducts the Indian Overseas Bank Specialist Officer Recruitment or the IOB SO Recruitment on an annual basis to select suitable candidates for the position of Generalist or Specialist Officers (SO) in various scales such as JMG Scale I, MMG Scale II and Scale III in its various IOB Bank branches and offices across India.

This Indian Overseas Bank SO Recruitment Exam is the most highly anticipated competitive exam in the Bank or Insurance sector in India in public sector because of the salary and perks associated with the IOB Recruitment.

The IOB SO position also offers one of the highest salaries among the Generalist or Specialist Officer recruitments conducted for posts in public sector Banking firms in India.

This IOB Specialist Officer Recruitment attracts numerous aspirants who have experience in the domain due to its eligibility criteria, attractive salary and long-term job security with India’s largest public sector lender.

About Indian Overseas Bank

IOB stands for Indian Overseas Bank (IOB) Limited.

Indian Overseas Bank was founded in February 1937 by M. Chidambaram Chettiar and was nationalised in 1969. IOB has its headquarters in Chennai, Tamil Nadu.

With over 85+ years of legacy, 3269+ domestic branches, 3506+ ATMs, 6379 business correspondents and 4 foreign branches and representative offices.

IOB is currently the fifth public sector lender to reach ₹1 lakh crore in market capitalistation in India.

Ajay Kumar Srivastava is currently the Managing Director and Chief Executive Director (MD & CEO) of the Indian Overseas Bank.

IOB Specialist Officer Recruitment 2026: Overview

The IOB officially issued the Indian Overseas Bank SO 2026 Recruitment Notification PDF on 28 August 2026 on its official website.

This IOB SO Recruitment Selection Process 2026 is conducted for the direct recruitment of 291 Generalist or Specialist Officer (SO) vacancies to work in various IOB Bank branches, offices and centres across India in JMG Scale I, MMG Scale II and III.

Candidates interested in a career to work in India’s fifth-largest public sector bank and having experience in the domains can attend this IOB SO Recruitment 2026 to compete for the 291 Generalist and Specialist Officer vacancies in 2026 announced through the IDBI SO Recruitment Notification PDF 2026.

Candidates who are eligible to apply for the IOB SO Selection Process 2026 can find the comprehensive overview of the IOB SO 2026 Recruitment Notification PDF below in this Veranda RACE blog post:

IOB Specialist Officer Recruitment 2026: Overview
Organisation	Indian Overseas Bank (IOB)
Recruitment	IOB Specialist Officer Recruitment 2026
Posts	Generalist / Specialist Officers
Scale	JMG Scale I, MMG Scale II, MMG Scale III
Vacancies	291
Application Registration Dates	29 August 2026 to 15 September 2026
Selection Process	Online Exam + Interview
Job Type	Govt. Bank Job/ Public Sector Bank Job
Exam Fee	SC/ST/PwBD – ₹175 Gen/OBC/EWS – ₹1000
Official Website	https://www.iob.bank.in/

IOB SO Recruitment Apply Online 2026

The Indian Overseas Bank (IOB) will officially start the IOB Specialist Officer (SO) 2026 Online Application Registration Process from 29 August 2026.

Eligible candidates who wish to apply for the 291 Generalist or Specialist Officer (SO) vacancies in various scales such as JMG Scale I, MMG Scale II and MMG Scale III can submit their IOB SO Online Application 2026 from 29 August 2026 until 15 September 2026 on the IOB Bank official website.

To complete the IOB SO Online Apply Online Process 2026, eligible candidates must visit the official IOB Bank official website (https://www.iob.bank.in/) to apply if they have the eligibility such as nationality, age limit, age relaxation, educational qualification, work experience, etc. as mentioned in the IOB Generalist Specialist Officer 2026 Recruitment Notification PDF.

Candidates can also use the direct online registration application link available below in Veranda RACE website blog to apply for the IOB SO 2026 Selection Process:

IOB SO Recruitment 2026 Apply Online Direct Link – Click Here to Apply

IOB SO Vacancies 2026

The number of IOB Specialist Officer Vacancies 2026 was officially announced in the IOB SO 2026 Notification PDF on 28 August 2026 by the Indian Overseas Bank.

A total of 291 Generalist or Specialist Officer (SO) vacancies in various scales and domains was announced by the Indian Overseas Bank in the IOB SO 2026 Recruitment Notification PDF.

The following Generalist and Specialist Officer posts were released as a part of the IOB SO Recruitment Selection Process 2026: Manager (Branch Management), Manager (IT), Manager (Information Security), Manager (Information Security Audit), Senior Manager (IT), Senior Manager (Information Security), Senior Manager (Information Security Audit), Senior Manager (Database Administrator), Senior Manager (Network Administrator), Senior Manager (Cyber Security Administrator), Manager (Credit), Senior Manager (Credit), Senior Manager (Risk) and Assistant Manager (Security).

Candidates can also find the post-wise IOB SO vacancies in 2026 here using the table below from Veranda RACE:

IOB SO Post-wise Vacancies 2026
Post	Grade	Vacancies
Manager (Branch Management)	MMGS II	100
Manager (IT)	MMGS II	65
Manager (Information Security)	MMGS II	5
Manager (Information Security Audit)	MMGS II	5
Senior Manager (IT)	MMGS III	10
Senior Manager (Information Security)	MMGS III	3
Senior Manager (Information Security Audit)	MMGS III	2
Senior Manager (Database Administrator)	MMGS III	10
Senior Manager (Network Administrator)	MMGS III	5
Senior Manager (Cyber Security Administrator)	MMGS III	5
Manager (Credit)	MMGS II	35
Senior Manager (Credit)	MMGS III	15
Senior Manager (Risk)	MMGS III	6
Assistant Manager (Security)	JMGS I	25
Total		291

The post Manager (Branch Management) is a Generalist Officer post and all other posts are Specailist Officers post.

Candidates can find the detailed listing of category-wise vacancies for the IOB SO Recruitment 2026 here from the table below:

IOB SO Category-wise Vacancies 2026
Post	SC	ST	OBC	EWS	UR	Total
Manager (Branch Management)	15	7	27	10	41	100
Manager (IT)	10	5	18	7	25	65
Manager (Information Security)	1	1	2	1	0	5
Manager (Information Security Audit)	1	1	2	1	0	5
Senior Manager (IT)	2	1	3	1	3	10
Senior Manager (Information Security)	1	0	1	1	0	3
Senior Manager (Information Security Audit)	1	1	0	0	0	2
Senior Manager (Database Administrator)	1	0	2	1	6	10
Senior Manager (Network Administrator)	0	0	1	0	4	5
Senior Manager (Cyber Security Administrator)	0	0	1	0	4	5
Manager (Credit)	8	3	11	2	11	35
Senior Manager (Credit)	2	1	4	1	7	15
Senior Manager (Risk)	1	0	1	1	3	6
Assistant Manager (Security)	3	1	6	2	13	25
Total						291

IOB SO Important Dates 2026

The Indian Overseas Bank (IOB) has released the recruitment-related important dates in the IOB SO 2026 Recruitment Notification PDF for the direct recruitment of Generalist and Specialist Officers in various scales for 2026-27.

The online application process for the recruitment of Generalist and Specialist Officers in various scales in the IOB branches and offices starts from 29 August 2026 and will be active till 15 September 2026.

IOB SO Recruitment Important Dates 2026
Events	Dates
Notification Release Date	28 August 2026
Online Application Start Date	29 August 2026
Last Date to Apply Online	15 September 2026
Last Date for Online Fee Payment	15 September 2026
IOB SO Online Exam Date 2026	To be notified later
IOB SO Interview Date 2026	To be notified later

The IOB SO Online Exam Date 2026 and the IOB SO Interview Date 2026 will be officially announced by the Indian Overseas Bank ontheir IOB website careers page in dure time.

IOB Specialist Officer Eligibility Criteria 2026

Interested and eligible applicants for the IOB SO Recruitment Selection Process 2026 for the recruitment to the post of Generalist and Specialist Officers in various scales in the IOB Bank Limited should fulfill the following eligibility criteria to apply online for the IOB SO Selection Process in 2026.

The eligibility criteria for the IOB SO Selection Process 2026 include IOB SO Educational Qualification 2026, IOB SO Age Limit 2026, IOB SO Age Relaxation, Nationality, etc., which are discussed below in depth in this IOB Specialist Officer SO Recruitment 2026 Notification PDF blog post of Veranda RACE:

Nationality / Citizenship

Candidates applying for the IOB SO Recruitment 2026 must be either a citizen of India or a subject of Nepal or a subject of Bhutan or a Tibetan refugee (who came over to India before 1 Jan 1962) with the intention of permanently settling in India or a person of India origin who have migrated from Pakistan, Myanmar (formerly Burma), Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India.

IOB Specialist Officer Age Limit 2026

Candidates interested to apply for the 291 Generalist or Specialist Officer (SO) vacancies in variousscales announced through the IOB Specialist Officer (SO) Recruitment 2026 Selection Process must between the ages as mentioned on the notification as on the cut-off date.

The cut-off date to determine the candidate’s age eligibility for the IOB SO Recruitment 2026 with respect for minimum and maximum age limit will be 1 August 2026.

IOB SO Age Limit 2026
Post	Minimum Age	Maximum Age
Manager – Branch Management	23 Years	33 Years
Manager – IT	25 Years	35 Years
Manager – Information Security	22 Years	32 Years
Manager – IS Audit	22 Years	32 Years
Senior Manager – IT	28 Years	38 Years
Senior Manager – Information Security	25 Years	35 Years
Senior Manager – IS Audit	25 Years	35 Years
Senior Manager – Database Administrator	28 Years	38 Years
Senior Manager – Network Administrator	25 Years	35 Years
Senior Manager – Cyber Security Administrator	25 Years	35 Years
Manager – Credit	23 Years	33 Years
Senior Manager – Credit	25 Years	35 Years
Senior Manager – Risk	25 Years	35 Years
Assistant Manager – Security	30 Years	45 Years

Eligible candidates from reserved categories will get IOB SO Age Relaxation in the upper age limit according to IDBI rules.

IOB SO Age Relaxation 2026

As per the Indian Overseas Bank Specialist Officer 2026 Recruitment Notification PDF, age relaxation for the upper age limit will be applicable for candidates belonging to reserved categories.

Age relaxation depends on the category of the candidates and follow IOB rules and extant Government guidelines. Check the below table to know more about the IOB SO Recruitment 2026 Age Relaxation:

IOB SO Age Relaxation 2026
Community/Category	Relaxation in Upper Age Limit
SC / ST Candidates	5 years
OBC (Non-creamy Layer) Candidates	3 years
PwBD Candidates	10 years
Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs) / Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service	5 years
Persons affected by 1984 riots	5 years

The cumulative age relaxation for the IOB SO Recruitment 206 is available to SC/ST/OBC candidates, subject to a maximum upper age limit of 50 years.

IOB SO Educational Qualification 2026

Candidates interested to apply for the IOB SO Recruitment 2026 must have the following educational qualification as mentioned in the IDBI SO 2026 Notification PDF for the direct recruitment of 291 Generalist or Specialist Officer vacancies in the IOB Bank branches and offices across India.

The cut-off date to determine the candidate’s age educational qualification for the IOB SO Recruitment 2026 will be 1 August 2026.

IOB SO Educational Qualification 2026
Posts	Educational Qualification
Manager – Branch Management	Degree (Graduation) in any discipline from a recognized University or equivalent qualification recognized by the Central Government.
Manager – IT	B.E./B.Tech in CS / IT / Electronics & Communication / Electronics & Instrumentation; or MCA; or M.Sc. (Computer Science/IT) from a recognized institution.
Manager – Information Security	B.E./B.Tech or M.E./M.Tech in Computer Science, IT, Electronics & Communication, Cyber Security or Information Security.
Manager – IS Audit	B.E./B.Tech in Computer Science, IT, Electronics & Communication or Cyber Security; or M.E./M.Tech in these disciplines; or MCA.
Senior Manager – IT	B.E./B.Tech in CS / IT / Electronics & Communication / Electronics & Instrumentation; or MCA; or M.Sc. (Computer Science/IT) from a recognized institution.
Senior Manager – Information Security	B.E./B.Tech or M.E./M.Tech in Computer Science, IT, Electronics & Communication, Cyber Security or Information Security.
Senior Manager – IS Audit	B.E./B.Tech in Computer Science, IT, Electronics & Communication or Cyber Security; or M.E./M.Tech in these disciplines; or MCA.
Senior Manager – Database Administrator	B.E./B.Tech in CS / IT / Electronics & Communication / Electronics & Instrumentation; or MCA; or M.Sc. (CS/IT) from a recognized institution.
Senior Manager – Network Administrator	B.E./B.Tech or M.Tech in CS / IT / Electronics & Communications / Electronics & Instrumentation; or MCA from a recognized institution.
Senior Manager – Cyber Security Administrator	B.E./B.Tech or M.E./M.Tech in Computer Science, IT, Electronics & Communication, Cyber Security or Information Security.
Manager – Credit	Bachelor's degree with MBA (Finance) / PGDBA / PGDBM / MMS (Finance); or CA; or CMA.
Senior Manager – Credit	Bachelor's degree with MBA (Finance) / PGDBA / PGDBM / MMS (Finance); or CA; or CMA.
Senior Manager – Risk	Graduation + MBA (Finance) / PGDM (Finance) / PGDBF / MFM / MFC / Master's in Mathematics, Statistics or Economics; or Graduation with GARP Financial Risk Management / PRMIA Professional Risk Management certification.
Assistant Manager – Security	Graduate from a recognized University/equivalent, along with a minimum 3-month Computer certification; or Computer/IT/Computer Science as a subject at graduation level or afterwards.

IOB SO Work Experience and Certifications

Candidates applying for the IOB SO Recruitment 2026 should have the following work experience as mentioned in the official notification PDF. The work experience should be full time, relevant to the post applied and should be post qualification, i.e. from the date of acquiring the prescribed qualification till 1 August 2026 (inclusive).

IOB SO Work Experience and Certifications 2026
Posts	Work Experience	Certification
Manager – Branch Management	3 years as an Officer in a Scheduled Public/Private Sector Bank, including at least 2 years in Branch Banking. Scale I Branch Head experience preferred.	—
Manager – IT	5 years post-qualification IT experience, including at least 3 years in Banking/BFSI, with hands-on experience in at least one specified technology domain.	Desirable: Oracle OCA/OCP, RHCE/RHCSA, VMware VCP, CCNA/CCNP, AWS, Azure, OCI, CKA, ITIL Foundation, CISSP, CEH, CCSP, DevSecOps Professional, Dell EMC Storage, Microsoft Administrator certification.
Manager – Information Security	2 years post-qualification experience in at least 3 specified security domains, such as Web/Mobile App Security, API Security, SAST, DAST, AI/LLM Security Testing or Red Team activities. BFSI/FinTech/regulated-sector experience preferred.	Preferred: GIAC, eJPT, eWPT, CompTIA Security+, CompTIA PenTest+, PNPT, GPEN, GWAPT, OSWE, OSCP, OSWA, CASE, CMWAPT, OSEP, CRTP, GXPN, BSCP, eWPTX, C\|PENT.
Manager – IS Audit	2 years, including at least 1 year in Information Security/IS Audit/Cyber Security Audit in Banking/BFSI; or 2 years in IT with extensive banking application software design/development experience following Secure by Design principles.	Mandatory: CISA / CISSP / ISO 27001:LA / OSCP. Preferred: CEH, Cloud Security certification.
Senior Manager – IT	8 years post-qualification IT experience, including at least 5 years in Banking/BFSI. Hands-on experience in at least one specified specialized technology domain required.	Desirable: Oracle OCA/OCP, RHCE/RHCSA, VMware VCP, CCNA/CCNP, AWS, Azure, OCI, CKA, ITIL Foundation, CISSP, CEH, CCSP, DevSecOps Professional, Dell EMC Storage, Microsoft Administrator certification.
Senior Manager – Information Security	5 years post-qualification experience in at least 3 specified security domains, including Web/Mobile App Security, API Security, SAST, DAST, AI/LLM Security or Red Team activities. BFSI/FinTech/regulated-sector experience preferred.	Preferred: GIAC, eJPT, eWPT, CISSP, GPEN, GWAPT, OSWE, OSCP, OSWA, CASE, CMWAPT, OSEP, CRTP, GXPN, BSCP, eWPTX, C\|PENT.
Senior Manager – IS Audit	5 years, including minimum 3 years in Information Security/IS Audit/Cyber Security Audit in Banking/BFSI; or 5 years in IT with extensive banking application software design/development experience following Secure by Design principles.	Mandatory: CISA / CISSP / ISO 27001:LA / OSCP. Preferred: CEH, Cloud Security certification.
Senior Manager – Database Administrator	8 years post-qualification Database Administration experience, including minimum 5 years in Production DBA and at least 3 years in Banking/BFSI, supporting mission-critical applications.	Mandatory (any one): Oracle OCA or OCP. Preferred: Oracle RAC, Oracle Cloud Database, Microsoft SQL Database certifications.
Senior Manager – Network Administrator	5 years post-qualification experience in Network Operations, including Network Security using Cisco FTD and Check Point Firewalls. Expertise in enterprise network architecture, routing and switching required.	Mandatory: CCNA Routing & Switching / CCNA Security / Check Point CCSE. Preferred: CCNP Security / CCNP Enterprise / CCNP Data Centre / CCSE.
Senior Manager – Cyber Security Administrator	5 years post-qualification experience in any 2 specified domains: Forensic Analysis/Incident Response, SIEM/XDR, Web Application/API Security, IAM/AD/PAM, AI Security or Network Security.	Preferred: CISSP, OSCP, CCNP, CCNP-Security, CCIE, CCSP, CHFI, OSAI and OEM security technology certifications such as SIEM, UEBA, SOAR, XDR and WAF.
Manager – Credit	3 years post-qualification experience in a Bank/Financial Institution, including minimum 2 years in Credit. MSME/Corporate Advances experience preferred.	Preferred: IIBF/reputed institution certification in Trade Finance / Corporate Lending / Risk Management / FRM, along with JAIIB/CAIIB.
Senior Manager – Credit	6 years post-qualification experience in a Bank/Financial Institution, including minimum 4 years in Credit. MSME/Corporate Advances experience preferred.	Preferred: IIBF/reputed institution certification in Trade Finance / Corporate Lending / Risk Management, along with JAIIB/CAIIB.
Senior Manager – Risk	5 years post-qualification experience as an Officer in a Public/Private Sector Bank, NBFC or Financial Institution in Risk, Credit, Forex, Treasury or Finance.	Preferred: IIBF Risk in Financial Services, NIBM Risk Management, IIBF Diploma in Treasury, Investment & Risk Management, CAIIB with Risk Management specialization, GARP SCR or equivalent.
Assistant Manager – Security	Retired JCO/equivalent with minimum 5 years as JCO in Army/Navy/Air Force; or equivalent to Inspector with minimum 5 years as Sub Inspector & above in Paramilitary Forces; or Police Officer not below Inspector with minimum 5 years as Sub Inspector & above.	Preferred: Firefighting/Fire Safety certification.

IOB SO Selection Process 2026

The IOB SO Recruitment 2026 will comprise of the following two stages: IOB SO Online Exam 2026 and IOB SO Interview 2026.

Candidates who qualify the IOB SO Online Exam 2026 will be called to attend the IOB SO Interview 2026.

The final selection of candidate is subject to fulfilling the stipulated eligibility criteria as on 1 August 2026, qualifying in the selection process, being declared medically fit as per IOB’s medical standards of fitness and subject to satisfactory background check.

IOB SO Salary 2026

The candidates shortlisted for the post of Generalist or Specialist Officers (SO) in various scales in the Indian Overseas Bank (IOB) will be offered the following salaries as per the table (as on 1 August 2026):

IOB SO Salary 2026
Post	Scale / Grade	Scale of Pay
Assistant Manager – Security	JMG Scale 1	₹48480 – 2000 / 7 – 62480 – 2340 / 2 – 67160 – 2680 / 7 – 85290
Manager – Branch Management, Manager – IT, Manager – Information Security, Manager – IS Audit, Manager – Credit	MMG Scale 2	₹64820 – 2340 / 1 – 67160 – 2680 / 10 – 93960
Senior Manager – IT, Senior Manager – Information Security, Senior Manager – IS Audit, Senior Manager – Database Administrator, Senior Manager – Network Administrator, Senior Manager – Cyber Security Administrator, Senior Manager – Credit, Senior Manager – Risk	MMG Scale 3	₹85920 – 2680 / 5 – 99320 – 2980 / 2 – 105280

Candidates selected to the post of Generalist or Specialist Officer in the Indian Overseas Bank will be offered DA, HRA, CCA and other benefits are payable as per IOB’s rules.

IOB SO Online Exam Pattern 2026

The IOB SO Online Exam Pattern 2026 will have separate exam patterns for Generalist and Specailist Officer posts. The Online Exam will consist of 100 objective type questions for a total of 100 marks. The time duration of the online exam will be 2 hours.

There will be sectional timing for each section in the IOB SO Online Exam 2026.

There will also be negative marking for each wrong answer in the IOB SO Online Exam 2026. 1/4^th of the mark allotted to the respective question will be deducted for which a wrong answer is given in the online exam.

There will be no minimum qualifying marks prescribed for General Awareness and English Language sections for any post.

Candidates must secure minimum qualifying marks in the Professional Knowledge section.

Candidates can find the IOB SO Online Exam Pattern 2026 for Generalist Officer (Branch Management) in Scale II:

IOB SO Online Exam Pattern 2026 (Generalist Officer)
Topic	No. of Questions	Max. Marks	Duration
English Language	25	25	30 mins
Professional Knowledge (Banking, Law & Practice, Indian Economy & Indian Financial System, Principles & Practices of Banking, Accounting & Financial Management for Bankers)	75	75	90 mins
Total	100 questions	100 marks	2 hours

Candidates can find the IOB SO Online Exam Pattern 2026 for Specialist Officer for Scale I, II and III posts:

IOB SO Online Exam Pattern 2026 (Specialist Officer)
Topic	No. of Questions	Max. Marks	Duration
English Language	25	25	30 mins
General Awareness with Special Reference to Banking Industry	25	25	30 mins
Professional Knowledge*	50	50	60 mins
Total	100 questions	100 marks	2 hours

IOB SO Interview 2026

The IOB SO Interview 2026 will be at any centres across India. Candidates who clear the IOB SO Online Exam 2026 will be called to attend the IOB SO Interview 2026.

The IOB SO Interview 2026 will be held for 100 marks. The interview will be assessed on role related exposure in industry, subject knowledge and communication skills.

The minimum qualifying marks in the IOB SO Interview 2026 will be 50% for unreserved candidates and 45% for reserved candidates.

The IOB SO Final Merit List 2026 will be prepared by assigning a weightage of 80% to the online exam and 20% to the interview.

IOB SO Application Fee 2026

Candidates have to submit their IOB SO Online Application Form to the Indian Overseas Bank along with the IOB SO Exam Online Application Fee 2026 through online mode only.

Here you can find the detailed online application fee for the IOB SO Selection Process 2026:

IOB SO Application Fee 2026
Category	Online Application Fee
General / EWS / OBC	₹ 1000
SC /ST / PwBD	₹ 750

Candidates (Except SC/ST/PwBD) are required to pay a fee of ₹ 1000 as online application fee and intimation charges for the IOB SO Selection Process 2026 only using online payment methods either by Internet banking facility of any bank or by using Credit/Debit Card/UPI payments/Mobile wallets.

IOB SO Application Fee 2026:

General/EWS/OBC Candidates: ₹1000

SC/ST/PwBD: ₹750

The last date for the payment of the IOB SO 2026 Online Application Fee is 15 September 2026.

IOB SO Online Exam Centres 2026

Candidates can find the IOB SO Online Exam Centres 2026 listed in the notification here in the table:

Indian Overseas Bank SO Online Exam Centre 2026

Delhi / New Delhi / NCR

Mumbai / Navi Mumbai / MMR / Thane

Chennai

Kolkata

Hyderabad

Bengaluru

IOB SO List of Documents to be Submitted 2026

Candidates applying for the IOB Specialist Officer Recruitment 2026 can find the comprehensive list of documents to be submitted at the time of interview (as applicable) here:

IOB SO List of Documents to be Submitted 2026
Age	Class10 / SSLC marksheet with DOB or Birth certificate
Educational Qualifications	High School / Intermediate: Marksheet and Passing Certificates of Class 12 and Class 10 Graduation: All semester / year-wise or consolidated marksheets and Degree and / Provisional Degree certificate PG / Masters: All semester / year-wise or consolidated marksheets and Degree and / Provisional Degree certificate Any other Professional Certification should be valid
Caste or Tribe or Class Certificate for SC, ST, OBC (NCL) and EWS	Latest Caste / Tribe / Class Certificate must be submitted in Central Government format only.
Work Experience	Experience Certification from past and current employers (as declared in application form) or offer letters, relieving letters, pay of salary or salary slips clearly indicating the date of joining and date of relieving for each of the previous employment
Photo Identity	PAN Card / Passport / Driving License / Voter’s Card / Aadhaar / E-Aadhaar card / Passport

FAQs

Is the IOB SO 2026 Notification PDF out?

Yes. The IOB Specialist Officer (SO) Notification PDF 2026 was officially released on 28 August 2026 on the IOB website for Generalist and Specialist Officer vacancies. The notification PDF contains complete details on vacancies, posts, eligibility criteria, exam dates, application process, scale, grade pay, salary, age limit, educational qualification, exam pattern and selection stages.

How many vacancies have been released for IOB SO 2026?

The Indian Overseas Bank has announced a total of 291 Generalist and Specialist Officer (SO) vacancies as part of IOB SO Selection Process 2026. These vacancies are distributed across multiple IOB offices in India and other regional branches for JMG Scale 1, MMG Scale 2 and MMG Scale 3 posts.

What is the selection process for IOB SO Recruitment 2026?

The IOB SO Selection Process 2026 consists of Online Exam and Interview.

What are the Generalist and Specialist Officer posts listed in the IOB SO Recruitment 2026?

The IOB SO Recruitment 2026 lists the following Generalist and Specialist Officer posts such as Manager (Branch Management), Manager (IT), Manager (Information Security), Manager (Information Security Audit), Senior Manager (IT), Senior Manager (Information Security), Senior Manager (Information Security Audit), Senior Manager (Database Administrator), Senior Manager (Network Administrator), Senior Manager (Cyber Security Administrator), Manager (Credit), Senior Manager (Credit), Senior Manager (Risk) and Assistant Manager (Security).

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