Indian Overseas Bank (IOB) SO Recruitment 2025 Notification PDF for the recruitment of 127 Specialist Officers (SO) vacancies across various managerial posts in MMGS II and MMGS III cadre scale was released on the IOB official website on 12 September 2025. Candidates interested in applying for the IOB SO Recruitment 2025 can submit their online application from 12 September 2025 @ https://www.iob.bank.in/. Download Indian Overseas Bank (IOB) SO Recruitment Notification PDF 2025 here and apply before the deadline 3 October 2025 for various Specialist Officer (SO) posts in managerial Scale II and Scale III cadre here from Veranda RACE.
The Indian Overseas Bank (IOB) SO Recruitment 2025 Notification PDF for the direct recruitment of Specialist Officers (SO) for various post in MMG Scale II and Scale III cadre was released by the Indian Overseas Bank (IOB) officially on its website on 12 September 2025.
The IOB SO post vacancies such as Manager (IS Audit), Manager (Civil), Manager (Architect), Manager (Automobile), Senior Manager (Corporate Credit), Manager IT, Senior Manager IT, Senior Manager Data Engineer, etc., were officially released in the Indian Overseas Bank (IOB) SO Recruitment 2025 Notification PDF released by the Indian Overseas Bank.
A total of 127 Specialist Officer vacancies in Scale II and III cadre posts were announced through this Indian Overseas Bank Specialist Officer Recruitment 2025 Notification PDF by the Indian Overseas Bank.
Interested candidates can apply for the Indian Overseas Bank SO Recruitment 2025 Selection Process starting from 12 September 2025 and registrations are open on the official Indian Overseas Bank official website (https://www.iob.bank.in/). The Indian Overseas Bank (IOB) aims to recruit candidates for the post of Specialist Officer in Scale II and Scale III cadre posts for 26 categories.
Candidates can find the complete information about the Indian Overseas Bank SO Recruitment 2025 Notification PDF and apply before 3 October 2025.
Indian Overseas Bank Specialist Officer Recruitment 2025 or the IOB SO Recruitment 2025, is conducted by the Indian Overseas Bank (IOB) regularly on an annual basis to recruit Specialist Officers in Scale II and Scale III Cadre to fill professional roles in different departments of the Indian Overseas Bank.
These professional Specialist Officer roles cater to specific domains or departments such as Information Technology (IT), Civil, Architect, Electrical, IS Audit, Printing, Automobile, Treasury, Corporate Credit, Risk Analysis, etc. Each specialist officer (SO)vacancy position requires domain-specific knowledge with qualification and work experience. These Specialist Officer posts play a crucial and indelible role in the smooth functioning of the Indian Overseas Bank (IOB) branches and regional offices.
The Indian Overseas Bank SO Recruitment 2025 Notification PDF for the recruitment of 127 Specialist Officer (SO) post vacancies in Scale II and Scale III cadre in various categories was released by the Indian Overseas Bank (IOB) on 12 September in https://www.iob.bank.in/ through Advt.No: HRDD/RECT/03/2025-25 this year in 2025.
All the Specialist Officer (SO) posts mentioned in the Indian Overseas Bank SO Recruitment 2025 Notification PDF are MMGS Scale II or Scale III Cadre SO posts.
Candidates who wish to download the Indian Overseas Bank SO Recruitment 2025 Notification PDF for the recruitment of SO Scale II / SO Scale III cadre posts in the Indian Overseas Bank branches and regional offices can find the direct link in this Veranda RACE Indian Overseas Bank SO Recruitment blog post below:
The online registration for the Indian Overseas Bank SO Recruitment 2025 starts from 12 September 2025. Candidates can apply for this Indian Overseas Bank SO Recruitment 2025 Selection Process until 3 October 2025.
Interested candidates who fulfill the required eligibility criteria such as the Indian Overseas Bank SO Educational Qualification, Indian Overseas Bank SO Age Limit, etc., as mentioned in the Indian Overseas Bank SO Recruitment Notification 2025 PDF can apply online through this Indian Overseas Bank SO Recruitment Apply Online 2025 Direct Link:
Interested candidates who wish to apply for the Indian Overseas Bank SO Sarkar Bank Recruitment 2025 can begin to apply on the Indian Overseas Bank official website or using the IOB SO Recruitment 2025 Direct Online Application link from Veranda Race starting from 12 September 2025.
The last date to apply for the IOB SO Recruitment 2025) for the recruitment of Specialist Officers in Scale II and Scale III cadre in Indian Overseas Bank Central Office, branches or regional offices is 3 October 2025.
Candidates who are interested and fulfill the eligibility criteria to apply for the Indian Overseas Bank SO Recruitment 2025 can find the comprehensive overview for the selection process of 127 Specialist Officer (SO) vacancies in the Indian Overseas BankScale II and Scale III cadre below:
Indian Overseas Bank Recruitment 2025: Overview | |
Organisation | Indian Overseas Bank (IOB) |
Exam Name | Indian Overseas Bank SO Recruitment 2025 / IOB SO Recruitment 2025 |
Post | Specialist Officer (SO) in MMGS Scale II and MMGS Scale III cadre |
Exam Level | National Level Exam |
IOB SO Vacancies 2025 | 127 |
IOB SO Application Mode | Online |
Start Date of the IOB SO 2025 Online Application Registration | 12 September 2025 |
Last Date to Register or Apply for the IOB SO Exam 2025 | 3 October 2025 |
Last Date for Online Fee Payment for the IOB SO Exam 2025 | 3 October 2025 |
Experience Required | Yes |
Age Limit | SO MMGS Scale II: 25-35 years SO MMGS Scale III: 30-40 years |
Category | Bank Job / Govt. Bank Job |
IOB SO Selection Process | IOB SO Online Exam 2025 IOB SO Interview 2025 |
Official Website |
Candidates can find the important dates for the Indian Overseas Bank Specialist Officer Recruitment 2025 that has been announced in the IOB SO Recruitment Official Notification PDF 2025 by the Indian Overseas Bank (IOB) below:
IOB SO Recruitment 2025: Important Dates | |
Event | Important Dates |
IOB SO Recruitment Notification 2025 Release Date | 12 September 2025 |
IOB SO Recruitment 2025 Online Registration Start Date | 12 September 2025 |
IOB SO Recruitment 2025 Online Registration Last Date | 3 October 2025 |
IOB SO Recruitment 2025 Last Date to Pay Application Fee / Intimation Charges | 3 October 2025 |
IOB SO Recruitment Online Exam Date 2025 | To be notified later |
IOB SO Interview Date 2025 | To be notified later |
IOB SO Provisional Allotment 2025 | January / February 2026 |
The IOB SO Online Exam Date 2025 and IOB SO Interview Date 2025 will be officially announced in the Indian Overseas Bank website in the upcoming days as mentioned in the IOB SO Recruitment Official Notification PDF 2025.
The Indian Overseas Bank (IOB) has announced the total number of Specialist Officer post vacancies in MMGS Scale II and MMGS Scale III cadre through the IOB Specialist Officer Recruitment 2025 Official Notification PDF. For the year 2025, Indian Overseas Bank Hiring Department has officially announced a total of 127 Specialist Officers (SO) post vacancies in the Scale II and Scale III mostly in manager and senior manager categories to be filled in the Indian Bank branches, regional offices and central offices.
The Specialist Officer (SO) posts in the Scale II and Scale III cadre mentioned in the IOB SO Recruitment 2025 Official Notification PDF are:
1.Manager (IS Audit) – 8 vacancies
2.Senior Manager (IS Audit) – 2 vacancies
3.Manager (Civil) – 5 vacancies
4.Manager (Architect) – 3 vacancies
5.Manager (Electrical) – 1 vacancy
6.Manager (Automobile) – 1 vacancy
7.Manager (Printing) – 1 vacancy
8.Manager (Treasury) – 11 vacancies
9.Manager (Corporate Credit) – 6 vacancies
10.Senior Manager (Corporate Credit) – 4 vacancies
11.Manager IT – 41 vacancies
12.Senior Manager IT – 4 vacancies
13.Manager Risk – 5 vacancies
14.Senior Manager Risk – 5 vacancies
15.Manager Information Security – 13 vacancies
16.Senior Manager Information Security – 2 vacancies
17.Manager Software Engineer (Mobile Apps) – 2 vacancies
18.Senior Manager Software Engineer (Mobile Apps) – 1 vacancy
19.Manager Software Engineer (Automation Engineering) – 2 vacancies
20.Manager Software Engineer (Dot Net Technologies) – 2 vacancies
21.Manager Software Engineer (Java Technologies) – 2 vacancies
22.Manager Software Engineer (ML Ops Engineering) – 2 vacancies
23.Manager Data Scientist – 1 vacancy
24.Senior Manager Data Scientist – 1 vacancy
25.Manager (Data Engineer) – 1 vacancy
26.Senior Manager (Data Engineer) – 1 vacancy
Here is the detailed IOB SO post-wise vacancies in 2025 segregated according to the category and scale cadre of the posts as mentioned in the IOB SO Recruitment 2025 Notification PDF:
IOB SO Recruitment 2025: Post-wise Vacancies | ||
Posts | Grade | Vacancies |
Manager (IS Audit) | MMGS II | 8 |
Senior Manager (IS Audit) | MMGS III | 2 |
Manager (Civil) | MMGS II | 5 |
Manager (Architect) | MMGS II | 3 |
Manager (Electrical) | MMGS II | 1 |
Manager (Automobile) | MMGS II | 1 |
Manager (Printing) | MMGS II | 1 |
Manager (Treasury) | MMGS II | 11 |
Manager (Corporate Credit) | MMGS II | 6 |
Senior Manager (Corporate Credit) | MMGS III | 4 |
Manager IT | MMGS II | 41 |
Senior Manager IT | MMGS III | 4 |
Manager Risk | MMGS II | 5 |
Senior Manager Risk | MMGS III | 5 |
Manager Information Security | MMGS II | 13 |
Senior Manager Information Security Assistant | MMGS III | 2 |
Manager Software Engineer (Mobile Apps) | MMGS II | 2 |
Senior Manager Software Engineer (Mobile Apps) | MMGS III | 1 |
Manager Software Engineer (Automation Engineering) | MMGS II | 2 |
Manager Software Engineer (Dot Net Technologies) | MMGS II | 2 |
Manager Software Engineer (Java Technologies) | MMGS II | 2 |
Manager Software Engineer ML Ops Engineering | MMGS II | 2 |
Manager Data Scientist | MMGS II | 1 |
Senior Manager Data Scientist | MMGS III | 1 |
Manager Data Engineer | MMGS II | 1 |
Senior Manager Data Engineer | MMGS III | 1 |
Candidates can also check the detailed IOB SO category-wise vacancies in 2025 for the Specialist Officer posts segregated according to the category and scale cadre as mentioned in the IOB SO Recruitment 2025 Notification PDF:
IOB SO Recruitment 2025: Category-wise Vacancies | ||||||
Posts | SC | ST | OBC | EWS | General | Vacancies |
Manager (IS Audit) | 1 | 0 | 2 | 0 | 5 | 8 |
Senior Manager (IS Audit) | 0 | 0 | 0 | 0 | 2 | 2 |
Manager (Civil) | 0 | 0 | 2 | 0 | 3 | 5 |
Manager (Architect) | 0 | 0 | 1 | 0 | 2 | 3 |
Manager (Electrical) | 0 | 0 | 1 | 0 | 0 | 1 |
Manager (Automobile) | 0 | 0 | 0 | 0 | 1 | 1 |
Manager (Printing) | 0 | 0 | 0 | 0 | 1 | 1 |
Manager (Treasury) | 1 | 0 | 2 | 1 | 7 | 11 |
Manager (Corporate Credit) | 2 | 1 | 3 | 0 | 0 | 6 |
Senior Manager (Corporate Credit) | 0 | 0 | 1 | 0 | 3 | 4 |
Manager IT | 7 | 2 | 11 | 3 | 18 | 41 |
Senior Manager IT | 0 | 0 | 1 | 0 | 3 | 4 |
Manager Risk | 0 | 0 | 1 | 0 | 4 | 5 |
Senior Manager Risk | 0 | 0 | 1 | 0 | 4 | 5 |
Manager Information Security | 1 | 0 | 4 | 1 | 7 | 13 |
Senior Manager Information Security Assistant | 0 | 0 | 1 | 0 | 1 | 2 |
Manager Software Engineer (Mobile Apps) | 0 | 0 | 0 | 0 | 2 | 2 |
Senior Manager Software Engineer (Mobile Apps) | 0 | 0 | 0 | 0 | 1 | 1 |
Manager Software Engineer (Automation Engineering) | 0 | 0 | 0 | 0 | 2 | 2 |
Manager Software Engineer (Dot Net Technologies) | 0 | 0 | 0 | 0 | 2 | 2 |
Manager Software Engineer (Java Technologies) | 0 | 0 | 0 | 0 | 2 | 2 |
Manager Software Engineer ML Ops Engineering | 0 | 0 | 0 | 0 | 2 | 2 |
Manager Data Scientist | 0 | 0 | 0 | 0 | 1 | 1 |
Senior Manager Data Scientist | 0 | 0 | 0 | 0 | 1 | 1 |
Manager Data Engineer | 0 | 0 | 0 | 0 | 1 | 1 |
Senior Manager Data Engineer | 0 | 0 | 0 | 0 | 1 | 1 |
Total | 12 | 3 | 31 | 5 | 76 | 127 |
From the IOB SO Recruitment 2025 Notification PDF 2025, IT Manager (MMGS II) post has the highest number of reported vacancies among Specialist Officer posts, with 41 vacancies followed by Manger Information Security (MMGS II) with 13 vacancies and Manager (Treasury) with 11 vacancies.
Candidates applying for the IOB SO Recruitment 2025 for the direct recruitment to the posts of 127 Specialist Officers (SO) vacancies in Scale II and Scale III cadre categories in the Indian Overseas Bank (IOB) should fulfill the following eligibility criteria to apply or register online for the IOB Specialist Officer Recruitment 2025 Selection Process.
The IOB SO Recruitment Eligibility Criteria 2025 for the recruitment of Specialist Officers (SO) in the Indian Overseas Bank (IOB) include IOB SO Nationality 2025, IOB SO Educational Qualification 2025, IOB SO Age Limit 2025, IOB SO Age Relaxation 2025, etc., which are discussed below in detail in this Veranda RACE blog post as required by the Indian Overseas Bank in its IOB Specialist Officer Recruitment 2025 Official Notification PDF for MMGS Scale II and MMGS Scale III positions:
Candidates applying for the Indian Overseas Bank Specialist Officer Recruitment 2025 must be either a citizen of India (or) a subject of Nepal (or) a subject of Bhutan (or) a Tibetan refugee who came over to India before 1 January 1962 with the intention of permanently settling in India (or) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India.
Interested candidates who are applying for the IOB SO Recruitment 2025 for the direct recruitment of Specialist Officers in the Indian Overseas Bank should be between the following ages as mentioned in the official notification of the IOB SO Recruitment PDF in 2025:
IOB SO Recruitment 2025: Age Limit | ||
Posts | Minimum Age | Maximum Age |
Manager (IS Audit) | 25 | 35 |
Senior Manager (IS Audit) | 30 | 40 |
Manager (Civil) | 25 | 35 |
Manager (Architect) | 25 | 35 |
Manager (Electrical) | 25 | 35 |
Manager (Automobile) | 25 | 35 |
Manager (Printing) | 25 | 35 |
Manager (Treasury) | 25 | 35 |
Manager (Corporate Credit) | 25 | 35 |
Senior Manager (Corporate Credit) | 30 | 40 |
Manager IT | 25 | 35 |
Senior Manager IT | 30 | 40 |
Manager Risk | 25 | 35 |
Senior Manager Risk | 30 | 40 |
Manager Information Security | 24 | 35 |
Senior Manager Information Security Assistant | 25 | 38 |
Manager Software Engineer (Mobile Apps) | 25 | 35 |
Senior Manager Software Engineer (Mobile Apps) | 30 | 40 |
Manager Software Engineer (Automation Engineering) | 25 | 35 |
Manager Software Engineer (Dot Net Technologies) | 25 | 35 |
Manager Software Engineer (Java Technologies) | 25 | 35 |
Manager Software Engineer ML Ops Engineering | 25 | 35 |
Manager Data Scientist | 25 | 35 |
Senior Manager Data Scientist | 30 | 40 |
Manager Data Engineer | 25 | 35 |
Senior Manager Data Engineer | 30 | 40 |
The cut-off date to determine the upper age limit for the IOB SO Recruitment 2025 will be 1 September 2025 as mentioned in the IOB SO Recruitment 2025 Official Notification PDF.
Eligible candidates from reserved categories will get IOB SO Age Relaxation in the upper age limit according to the government rules.
Candidates who wish to seek age relaxation in the upper age limit based on their categories for the IOB SO Recruitment 2025 can take note of the following table containing the age relaxation details for various categories for 127 Indian Overseas Bank Specialist Officer (SO) vacancies in Scale II and Scale III cadres in 2025:
IOB SO Recruitment 2025: Age Relaxation | |
Community/Category | Relaxation in Upper Age Limit |
SC / ST Candidates | 5 years |
OBC (Non-creamy Layer) Candidates | 3 years |
Persons with Benchmark Disabilities (PwBD) | 10 years |
Persons affected by 1984 riots | 5 years |
Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs) / Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service | 5 years |
The IOB SO maximum age limit specified is applicable to General category and Economically Weaker Section category candidates.
Candidates seeking age relaxation in the upper age limit will be required to submit necessary certificates in original along with photocopies at the time of IOB SO Interview 2025.
Candidates belonging to the OBC category but coming under Creamy Layer are not entitled to OBC reservation.
Candidates who submit their online application for the IOB SO Recruitment 2025 should have the following education qualification as on 1 September 2025 as mentioned in the IOB SO Recruitment 2025 Official Notification PDF:
IOB SO Recruitment 2025: Education Qualification | ||
Posts | Grade | Educational Qualification |
Manager (IS Audit) | MMGS II | MCA/MSc Computer Science/BE/BTech in Information Technology/Computer Science/Electronics/Electronics and Instrumentation/Cyber Security |
Senior Manager (IS Audit) | MMGS III | MCA/MSc Computer Science/BE/BTech in Information Technology/Computer Science/Electronics/Electronics and Instrumentation/Cyber Security |
Manager (Civil) | MMGS II | Full Time B.E./ B. Tech Degree in Civil Engineering |
Manager (Architect) | MMGS II | Full Time Bachelor’s Degree in architecture |
Manager (Electrical) | MMGS II | Full Time B.E./ B. Tech Degree in Electrical Engineering |
Manager (Automobile) | MMGS II | Full Time B.E./ B. Tech Degree in Mechanical Engineering/Automobile Engineering |
Manager (Printing) | MMGS II | Full Time B.E./ B. Tech Degree in Printing Technology. |
Manager (Treasury) | MMGS II | Full Time Degree in any discipline. |
Manager (Corporate Credit) | MMGS II | Full Time Bachelor's degree and Professional qualifications such as MBA (Finance) or CFA/CA/PGDBA/PGDB M/MMS(Finance)/FRM |
Senior Manager (Corporate Credit) | MMGS III | Full Time Bachelor's degree and Professional qualifications such as MBA (Finance) or CFA/CA/PGDBA/PGDB M/MMS(Finance)/FRM |
Manager IT | MMGS II | Full time BE / B.Tech/ M.Tech in Computer Science & Engineering/ Computer Science/ Information Technology/ Electronics & Communications/ Electrical & Electronic Engineering/Cyber Security/ Data Science/Data mining/Machine Learning & AI (Government recognized Institute) (or) MCA/ MSc (Computer Science)/IT/Cyber Security from Recognized university with minimum of 60 % marks |
Senior Manager IT | MMGS III | Full time BE / B.Tech/ M.Tech (in Computer Science & Engineering/ Computer Science/ Information Technology/ Electronics & Communications/ Electrical & Electronic Engineering) (or) MCA/ MSc (Computer Science)/ MSc(IT) from Recognized university with minimum of 60 % marks |
Manager Risk | MMGS II | CA/CMA/ICWA/CFA or Graduation in any discipline and MBA (Finance)/PGDM (Finance)/PGDBF (NIBM Pune)/MFM/MFC (or) Graduation in any discipline With Masters in Mathematics /Statistics/Economics with minimum 60% marks (from a govt recognized Institute) (or) Graduation in any discipline with Certification in Financial Risk management from Global Association of Risk Professionals (GARP)USA (or) Graduation in any discipline with Professional Risk Management Certification from PRMIA Institute |
Senior Manager Risk | MMGS III | CA/CMA/ICWA/CFA or Graduation in any discipline and MBA (Finance)/PGDM (Finance)/PGDBF (NIBM Pune)/MFM/MFC (or) Graduation in any discipline With Masters in Mathematics /Statistics/Economics with minimum 60% marks (from a govt recognized Institute) (or) Graduation in any discipline with Certification in Financial Risk management from Global Association of Risk Professionals (GARP)USA (or) Graduation in any discipline with Professional Risk Management Certification from PRMIA Institute |
Manager Information Security | MMGS II | B.E./ B. Tech in Computer Science / Information Technology/ Electronics & Communication / Cybersecurity / Electronics and Tele Communication / Electronics with minimum 60% marks in aggregate in all years from Institute/University recognized by Govt. of India or its regulatory bodies (or) MCA/ MSc (Computer Science)/ MSc (IT) /MSc in Cyber Security with minimum 60% marks in aggregate in all years from Institute/ University recognized by Govt. of India or its regulatory bodies. |
Senior Manager Information Security Assistant | MMGS III | B.E./ B. Tech in Computer Science / Information Technology/ Electronics & Communication / Cybersecurity / Electronics and Tele Communication / Electronics with minimum 60% marks in aggregate in all years (or) MCA/ MSc (Computer Science)/ MSc (IT) /MSc in Cyber Security with minimum 60% marks in aggregate in all years (or) Full time B. E. / B. Tech with minimum 60% marks in aggregate in all years |
Manager Software Engineer (Mobile Apps) | MMGS II | B.E/B. Tech in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/Electronics & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) (or) MCA or M. Tech/ M.Sc. in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/ Electronic & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) |
Senior Manager Software Engineer (Mobile Apps) | MMGS III | B.E/B. Tech in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/Electronics & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) (or) MCA or M. Tech/ M.Sc. in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/ Electronic & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) |
Manager Software Engineer (Automation Engineering) | MMGS II | B.E/B. Tech in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/Electronics & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) (or) MCA or M. Tech/ M.Sc. in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/ Electronic & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) |
Manager Software Engineer (Dot Net Technologies) | MMGS II | B.E/B. Tech in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/Electronics & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) (or) MCA or M. Tech/ M.Sc. in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/ Electronic & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) |
Manager Software Engineer (Java Technologies) | MMGS II | B.E/B. Tech in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/Electronics & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) (or) MCA or M. Tech/ M.Sc. in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/ Electronic & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) |
Manager Software Engineer ML Ops Engineering | MMGS II | B.E/B. Tech in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/Electronics & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) (or) MCA or M. Tech/ M.Sc. in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/ Electronic & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) |
Manager Data Scientist | MMGS II | B.E/B. Tech in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/Electronics & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) (or) MCA or M. Tech/ M.Sc. in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/ Electronic & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) |
Senior Manager Data Scientist | MMGS III | B.E/B. Tech in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/Electronics & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) (or) MCA or M. Tech/ M.Sc. in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/ Electronic & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) |
Manager Data Engineer | MMGS II | B.E/B. Tech in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/Electronics & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) (or) MCA or M. Tech/ M.Sc. in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/ Electronic & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) |
Senior Manager Data Engineer | MMGS III | B.E/B. Tech in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/Electronics & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) (or) MCA or M. Tech/ M.Sc. in (Computer Science/ Computer Science & Engineering/ Information Technology/Information Security/ Electronic & Communications Engineering/ Software Engineering/Data Science/ Artificial Intelligence) |
To know more about the minimum post qualification work experience that is mandatory for every post, interested candidates can refer to the IOB SO Recruitment Exam Notification PDF 2025. Also, they can find the desirable as well as preferred educational qualifications for all the posts mentioned in the IOB SO Recruitment Notification PDF 2025.
Educational Qualification of the candidate should be from a university recognised by the Government of India approved by Govt. regulatory bodies with a minimum 60 per cent marks in aggregate (both in graduation, post-graduation and professional qualification for all the 26 posts).
The cut-off date to determine the educational qualification for the IOB SO Recruitment Exam 2025 will be 1 September 2025 as mentioned in the IOB SO Recruitment Exam 2025 Official Notification PDF.
Important Note: It has been mentioned in the IOB SO Recruitment Exam Notification PDF 2025 that candidates applying for the 26 SO posts shall ensure that, they maintain a healthy credit history. The minimum credit score will be as per the Indian Overseas Bank policy, amended from time to time.
The prescribed online application fee that candidates applying for the IOB SO Recruitment Selection Process 2025 have to pay according to their community or category is mentioned below in the table for the reference from Veranda RACE:
IOB SO Online Application Exam Fee 2025 | |
Category / Community | Exam Fee |
All candidates (Except SC/ST/PwBD) | ₹ 1000 (inclusive of GST) |
SC/ST/PwBD | ₹ 175 (inclusive of GST) |
Candidates (Except SC/ST/PwBD) are required to pay a fee of ₹ 1000 (inclusive of GST) only using online payment either by Internet banking facility of any bank or by using Credit/Debit Card/BHIM/UPI payments/Mobile wallets.
General/EWS/OBC Candidates: ₹ 1000 (inclusive of GST)
SC/ST/PwBD Candidates: ₹ 175 (inclusive of GST)
The last date for the payment of the IOB SO Recruitment 2025 Online Application Fee and Intimation Charges is 3 October 2025.
The following steps are included in the IOB Specialist Officer Exam 2025 Selection Process for the direct recruitment of Specialist Officer posts in MMGS Scale II and MMGS Scale III cadres in the Indian Overseas Bank (IOB).
Indian Overseas will hold the IOB SO Online Exam 2025, which will be followed by the IOB SO Interview 2025 as part of the IOB SO Recruitment Selection Process.
Candidates qualifying the IOB SO Online Exam 2025 will be called for the next process of the selection stage, IOB SO Interview 2025 or the personal interview.
To be chosen in the end and find your name in the IOB SO Final Merit List 2025, it is crucial to perform well on the IOB SO Online Exam 2025 and in the IOB SO Interview 2025.
The IOB SO Selection Process 2025 for the direct recruitment of Special Officer cadre posts in Scale II and Scale III cadre categories will consist of the following two stages. They are:
In the recently released IOB SO Recruitment Exam 2025 Official Notification PDF, Indian Overseas Bank has officially released the exam pattern for the IOB SO Online Exam 2025.
This IOB SO Online Exam 2025 consists of the following three sections:
The IOB SO Online Exam 2025 will be conducted for 100 questions for a total of 100 marks. The duration of the IOB SO Online Exam 2025 will be 120 minutes. This is an objective test consisting of MCQs.
There is sectional timing in the IOB SO Online Exam 2025. Candidates have to qualify in each of the three sections by scoring minimum cut-off marks or the sectional cut-off.
There will be a negative marking of one-fourthmarksassigned to the question in the IOB SO Online Exam 2025.
IOB SO Online Exam Pattern 2025:
Total Questions: 100 questions
Total Marks: 100 marks
Time Duration: 120 minutes / 2 hours
Sections: English Language, General Awareness with Special Reference to Banking Industry, Professional Knowledge
Sectional Cut-off: Yes
Negative Marking: 1/4th marks
Sectional Timing: Yes
Here, you can find the detailed IOB SO Online Exam Pattern 2025 in the table:
IOB SO Online Exam Pattern 2025 | |||
Section | Questions | Marks | Duration |
English Language | 25 | 25 | 30 minutes |
Professional Knowledge | 50 | 50 | 60 minutes |
General Awareness with Special Reference to Banking Industry | 25 | 25 | 30 minutes |
Total | 100 | 100 | 120 minutes / 2 hours |
The post of Specialist Officer (Scale II or Scale II) cadre posts is one of the most sought-after posts among the Bank jobs in the Indian Overseas Bank (IOB). It has high perks and bonuses with allowances and perquisites as per Indian Bank rules.
Candidates joining Indian Overseas Bank as a Specialist Officer (SO) in the MMGS Scale II cadre will be getting a IOB SO scale of pay of 64820 – 2340 / 1 – 67160 – 2680 / 10 – 93960.
Candidates joining Indian Overseas Bank as a Specialist Officer (SO) in the MMGS Scale III cadre will be getting a IOB SO scale of pay of 85920 – 2680 / 5 – 99320 – 2980 / 2 – 105280
DA, HRA, CCA, etc., will be as per the IOB rules in force from time to time.
Candidates selected as IOB Specialist Officer will be on probation for a period of 2 years (active service) from the date of joining IOB. Candidates selected for appointment will be required to execute a Financial Service Indemnity Bond for ₹2,50,000 under MMGS II and III for a minimum period of 3 years.
Other allowances will also be eligible for Specialist Officers being recruited laterally in the Indian Overseas Bank under MMG Scale II and Scale III during the probation itself such as conveyance expenses, newspaper cost, telephone/mobile expenses, entertainment expenses, residential furniture, bank owned quarters or leased accommodation including rental advance and brokerage.
Candidates applying for the IOB SO Exam 2025 for the direct recruitment of Specialist Officers (SO) in MMG Scale II and Scale III cadre can check the IOB SO Online Exam Centres here below:
New Delhi
Mumbai
Chennai
Kolkata
Hyderabad
Bengaluru
IOB Careers Page | |
IOB SO Recruitment Notification 2025 PDF | |
IOB SO Apply Online 2025 PDF Direct Link | |
Indian Overseas Bank Official Website |
My parents suggested me to join Veranda RACE and prepare for Bank Exams. Within 8 months, I've achieved a Bank job in Central Bank of India. I used to attend tests in the computer lab at my offline branch for more than 6 hours. My mentors cleared all my doubts and my faculty motivated me and taught focus strategies to clear the IBPS Clerk Exam.
Thanks to Veranda RACE, I've cracked three Bank Exams - IBPS PO, SBI PO and IBPS Clerk. Coming a village in Tuticorin, Veranda RACE faculty helped me understand the syllabus and topics of Bank Exams. With full focus on Bank exams, I used to prepare daily in the computer lab and library with constant support from my Bank mentors. They cleared all my doubts without any hesitation.
I prepared for Bank Exams in Veranda RACE’s Tambaram branch. They trained me specifically for the ‘Agriculture Insurance Company’ Exam. I’m happy that I could contribute more to the profession of my choice! Thanks to the faculty and mentors of Veranda RACE!
Preparing from Tirunelveli, I want to thank my faculty for the constant support and motivation to crack the LIC ADO Exam. The lab facilities were top notch and I used to prepare writing online mock tests at the computer lab. This was the major reason for cracking the exam in the first attempt. Thanks, Veranda RACE!
My parents suggested me to join Veranda RACE and prepare for Bank Exams. Within 8 months, I've achieved a Bank job in Central Bank of India. I used to attend tests in the computer lab at my offline branch for more than 6 hours. My mentors cleared all my doubts and my faculty motivated me and taught focus strategies to clear the IBPS Clerk Exam.
Thanks to Veranda RACE, I've cracked three Bank Exams - IBPS PO, SBI PO and IBPS Clerk. Coming a village in Tuticorin, Veranda RACE faculty helped me understand the syllabus and topics of Bank Exams. With full focus on Bank exams, I used to prepare daily in the computer lab and library with constant support from my Bank mentors. They cleared all my doubts without any hesitation.
I prepared for Bank Exams in Veranda RACE’s Tambaram branch. They trained me specifically for the ‘Agriculture Insurance Company’ Exam. I’m happy that I could contribute more to the profession of my choice! Thanks to the faculty and mentors of Veranda RACE!
Preparing from Tirunelveli, I want to thank my faculty for the constant support and motivation to crack the LIC ADO Exam. The lab facilities were top notch and I used to prepare writing online mock tests at the computer lab. This was the major reason for cracking the exam in the first attempt. Thanks, Veranda RACE!