
Bank of India Credit Officer Notification 2026 PDF for the recruitment of 779 Credit Officer vacancies in GBO Stream was released on the Bank of India (BOI)’s official website on 1 June 2026. Candidates can now start filling out their Bank of India Credit Officer 2026 Online Application from 30 June 2026 @https://bankofindia.bank.in/. Download Bank of India Credit Officer Notification 2026 PDF here and apply before the deadline 20 July 2026 for Credit Officer post in GBO Stream for MMGS II, MMGS III and SMGS IV scales from Veranda RACE. Download official notification PDF, check eligibility, vacancy details, important dates, exam pattern, age limit, educational qualification, selection process, apply online and other BOI Recruitment 2026 details from Veranda RACE.
TheBank of India Credit Officer Notification 2026 PDFfor the direct recruitment of 779 Credit Officervacancies in GBO stream in MMGS II, MMGS III and SMGS IV scales was released officially by the Bank of India on 1 June 2026 under the Project NO. 2026-27/01.

A total of779 Credit Officer (GBO Stream) vacancieswere announced through this Bank of India Credit Officer Notification 2026 PDF by the Bank of India (BOI) for 2026-27.
Candidates who are interested and fulfil the required eligibility can start filling their online application forms for the BOI Credit Officer Recruitment 2026 Selection Processstarting from 30 June 2026and registrations are open on the official Bank of India BOI official website (https://bankofindia.bank.in/).
Candidates can find the complete information about the Bank of India Credit Officer Recruitment Notification PDF 2026 andapply before 20 July 2026 for the direct recruitment of 779 Credit Officer (GBO Stream) in the branches and offices of Bank of India (BOI).
Candidates who wish to download the Bank of India Credit Officer 2026 Notification PDF for the recruitment of 779 Credit Officer vacancies (GBO Stream) in MMGS II, MMGS III and SMGS IV scales in Bank of India can find the direct link in this Veranda RACE Bank of India Credit Officer Recruitment blog post below:
The online registration for the Bank of India Credit Officer 2026 Recruitment starts from30 June 2026. Candidates can apply for this Bank of India Credit Officer 2026 Recruitment Selection Process until20 July 2026.
Candidates who are interested and fulfill the eligibility criteria to apply for the Bank of India Credit Officer Recruitment 2026 can find the comprehensive overview for the selection process of 779 Credit Officer vacancies in Bank of India below:
Bank of India Credit Officer Recruitment 2026: Overview | |
Conducting Body | Bank of India (BOI) |
Recruitment Name | Bank of India Credit Officer Recruitment 2026 |
Post | Credit Officer (GBO Stream) |
Project Number | 2026-27/01 |
Scale | MMGS II, MMGS III, SMGS IV |
Vacancies | 779 |
Apply Online Registration Dates | 30 June 2026 to 20 July 2026 |
Category | Bank Job / Govt. Bank Job |
Selection Process | Online Exam and / or Interview |
Official Website | |
Interested candidates who fulfill the required eligibility criteria such as the Bank of India Credit Officer Educational Qualification, Bank of India Credit Officer Age Limit, etc., as mentioned in the Bank of India Credit Officer 2026 Notification PDF can apply online through thisBank of India Credit Officer Apply Online 2026 Direct Link:
Interested candidates who are eligible to apply for the Bank of India Credit Officer Sarkar Naukri Bank Recruitment 2026 can begin to apply on theIBPS official websiteor using theBank of India Credit Officer 2026 Direct Online Application linkfrom Veranda RACE starting from 1 July 2026.

The last date to apply for the Bank of India Credit Officer/MT 2026 Recruitment for the direct recruitment of Credit Officer (GBO Stream) in MMGS II, MMGS III and SMGS IV scales in the Bank of India is 20 July 2026.
Eligible candidates can find the Bank of India Credit Officer Important Dates 2026 that has been announced in the Bank of India Credit Officer Notification PDF 2026 in the below table:
Bank of India Credit Officer Important Dates 2026 | |
Event | Important Dates |
Notification Release Date | 1 June 2026 |
Online Application Start Date | 30 June 2026 |
Online Application Last Date | 20 July 2026 |
Last Date to Pay Application Fee / Intimation Charges | 20 July 2026 |
Bank of India Credit Officer Exam Date 2026 | To be notified later |
Bank of India Credit Officer Interview Date 2026 | To be notified later |
TheBank of India has announced a total of 779 Credit Officer (GBO Stream) posts in the Bank of India Credit Officer Recruitment Notification 2026 PDF.
Here, candidates can find the detailed Bank of India Credit Officer category-wise vacancies in 2026 segregated according to the category as mentioned in the Bank of India Credit Officer Recruitment 2026 Notification PDF in the table below:
Bank of India Credit Officer Vacancies 2026 | ||||||
Scale | SC | ST | OBC | EWS | UR | Total |
MMGS II | 102 | 52 | 18- | 69 | 274 | 677 |
MMGS III | 10 | 5 | 16 | 8 | 22 | 61 |
SMGS IV | 6 | 2 | 9 | 3 | 21 | 41 |
Total | 118 | 59 | 205 | 80 | 317 | 779 |
Credit Officer (MMGS II) post has the highest number of vacancies with 677 vacancies.
Candidates applying for the Bank of India Credit Officer Recruitment 2026 for the direct recruitment to the posts of 719 Credit Officer vacancies in Bank of India (BOI) should fulfill the following eligibility criteria to apply or register online for the Bank of India Credit Officer Recruitment 2026 Selection Process.
The Bank of India Credit Officer Eligibility Criteria 2026 for the recruitment of Credit Officer (GBO Stream) vacancies include Nationality, Bank of India Credit Officer Educational Qualification 2026, Bank of India Credit Officer Age Limit 2026, Bank of India Credit Officer Age Relaxation 2026, etc., which are discussed below in detail in this Veranda RACE blog post:
Candidates applying for the Bank of India Credit Officer Recruitment 2026 must be either acitizen of India(or) a subject of Nepal (or) a subject of Bhutan (or) a Tibetan refugee who came over to India before 1 January 1962 with the intention of permanently settling in India (or) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India.
Interested candidates who are applying for the Bank of India Credit Officer Recruitment 2026 for the direct recruitment of779 Credit Officer (GBO Stream) in the Bank of India branches and offices should be between the following ages as mentioned in the official notification of the Bank of India Credit Officer Recruitment PDF in 2026:
Bank of India Credit Officer Age Limit 2026 | ||
Scale | Minimum Age | Maximum Age |
MMGS II | 25 years | 32 years |
MMGS III | 28 years | 38 years |
SMGS IV | 32 years | 45 years |
The cut-off date to determine the upper age limit for the Bank of India Credit Officer Recruitment 2026 will be 1 June 2026 as mentioned in the Bank of India Credit Officer 2026 Notification PDF.
Eligible candidates from reserved categories will get Bank of India Credit Officer Age Relaxation in the upper age limit according to the government rules.
Candidates who wish to seek age relaxation in the upper age limit based on their categories for the Bank of India Credit Officer 2026 Recruitment can take note of the following table containing the age relaxation details for various categories for 779 Credit Officer (GBO Stream) vacancies in 2026:
Bank of India Credit Officer Age Relaxation 2026 | |
Community/Category | Relaxation in Upper Age Limit |
SC / ST Candidates | 5 years |
OBC (Non-creamy Layer) Candidates | 3 years |
Persons with Benchmark Disabilities (PwBD) | 10 years |
Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs) / Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service | 5 years |
Persons Affected by 1984 Riots | 5 yeas |
The Bank of India Credit Officer maximum age limit for the recruitment of Credit Officer (GBO Stream) for MMGS II, MMGS III and SMGS IV scales in the Bank of India specified is applicable to General category and Economically Weaker Section (EWS) category candidates.
Candidates who submit their online application for the BOI Credit Officer GBO Stream Recruitment 2026 should have the following education qualification as mentioned in the Bank of India Credit Officer 2026 Notification PDF:
Bank of India Credit Officer Educational Qualification 2026 | |
Scale | Educational Qualification |
MMGS II | A degree (graduation) in any discipline (or) CA / CMA-ICWA / CS / CFA |
MMGS III | A degree (graduation) in any discipline (or) CA / CMA-ICWA / CS / CFA |
SMGS IV | A degree (graduation) in any discipline (or) CA / CMA-ICWA / CS / CFA |
Thecut-off dateto determine the educational qualification for the Bank of India Credit Officer Recruitment 2026 will be1 June 2026as mentioned in the Bank of India Credit Officer 2026 Notification PDF.
Candidates applying for the Bank of India BOI Credit Officer 2026 should have the following education qualification as mentioned in the BOI Credit Officer 2026 Notification PDF:
Bank of India Credit Officer Educational Qualification 2026 | |
Scale | Work Experience |
MMGS II | Minimum 3 years’ post qualification experience as an officer out of which 2 years’ experience should be in processing of MSME Credit / Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Commercial Banks / Financial Institutions /NBFC |
MMGS III | Minimum 5 years’ post qualification experience as an officer out of which 3 years’ experience should be in processing of MSME Credit / Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Commercial Banks / Financial Institutions / NBFC |
SMGS IV | Minimum 7 years’ post qualification experience as an officer out of which 4 years’ experience should be in processing of MSME/ Commercial Credit / Project Finance / Mid & Large Credit in in Scheduled Commercial Banks / Financial Institutions / NBFC |
The following steps are included in the Bank of India Credit Officer 2026 Selection Process for the direct recruitment of Credit Officer (GBO Stream) in the Bank of India branches and offices:
Bank of India Credit Officer Exam 2026 and / or
Bank of India Credit Officer Interview 2026
The selection procedure will depend on the number of applicants / eligible candidates. Desired candidates are requested to upload documents such as document in support of certification and education qualifications in support of their eligibility criteria as mentioned in the Annexure 1 dated 1 June 2026.
In the recently released Bank of India Credit Officer 2026 Notification PDF, Bank of India has officially released Bank of India Credit Officer Online Exam Pattern 2026.
This Bank of India Credit Officer Online Exam 2026 consists of the following two sections:
The Bank of India Credit Officer Online Exam 2026 will be an online objective test conducted for 125 questions for a total of 125 marks.
The duration of the Bank of India Credit Officer Online Exam 2026 will be a composite time of 120 minutes.
The Test of English Language will be of qualifying in nature, i.e. Marks obtained in English Language will not be added while preparing merit list. The minimum qualifying marks in English Language and Professional Knowledge Test will be 35 per cent for General / EWS candidates.
There will be negative marking for wrong answers in the BOI Credit Officer Online Exam 2026. A negative of one-fourth marks of the marks assigned to the question will be deducted as penalty for each wrong answer.
Total Questions:125 questions
Total Marks:125 marks
Time Duration:120 minutes
Sections:English Language, Professional Knowledge
Negative Marking:1/4thmarks
Sectional Timing:No
Here, you can find the detailed Bank of India Credit Officer Online Exam Pattern 2026 in the below table:
Bank of India Credit Officer Online Exam Pattern 2026 | |||
Section | Questions | Marks | Duration |
English Language | 25 | 25 | 120 mins |
Professional Knowledge relevant to the post | 100 | 100 | |
Total | 125 | 125 | 120 mins |
The prescribed online application fee that candidates applying for the Bank of India Credit Officer Selection Process 2026 have to pay according to their community or category is mentioned below in the table for the reference from Veranda RACE:
Bank of India Credit Officer Application Fee 2026 | |
Category / Community | Exam Fee |
All candidates (Except SC/ST/PwBD) | ₹ 850 (inclusive of GST) |
SC/ST/PwBD | ₹ 175 (inclusive of GST) |
Candidates (Except SC/ST/PwBD) are required to pay a fee of ₹ 850 (inclusive of GST) only using online payment either by Internet banking facility of any bank or by using Credit/Debit Card/BHIM/UPI payments/Mobile wallets.
General/EWS/OBC Candidates: ₹ 850 (inclusive of GST)
SC/ST/PwBD Candidates: ₹ 175 (inclusive of GST)
The last date for the payment of the Bank of India Credit Officer 2026 Online Application Fee and Intimation Charges is 20 July 2026.
Selected candidates for the post of Bank of India Credit Officer in GBO Stream will receive the following pay scale as mentioned in the official notification document:
Bank of India Credit Officer Salary / Pay Scale 2026 | |
Scale / Grade | Scale of Pay |
MMGS II | 64820 – 2340 (1) – 67160 – 2680 (10) – 93960 |
MMGS III | 85920 – 2680 (5) – 99320 – 2980 (2) – 105280 |
SMGS IV | 102300 – 2980 (4) – 114220 – 3360 (2) – 120940 |
Candidates applying for the Bank of India Credit Officer Exam 2026 for the direct recruitment of Credit Officer (GBO Stream) can check the Bank of India Credit Officer Online Exam Centres here.
Bank of India Credit Officer Online Exam Centres 2026 | |||
Ahmedabad / Gandhinagar | Bengaluru | Hubballi Hubli) / Dharwad | Bhopal |
Indore | Ujjain | Bhubaneswar | Mohali |
Chennai | Coimbatore | Dehradun | Delhi / Delhi NCR |
Guwahati | Hyderabad | Vijayawada / Guntur | Vishakhapatnam |
Jaipur | Jammu | Kolkata | Lucknow |
Agra | Kanpur | Mumbai / Thane / Navi Mumbai / MMR | Panaji |
Patna | Raipur | Ranchi | Shimla |
Bilaspur | Thiruvananthapuram | Ernakulam | |
Bank of India Official Website | |
Bank of India Credit Officer Recruitment Notification 2026 PDF | |
Bank of India Credit Officer Apply Online 2026 Direct Link |
Gear up for the upcoming Bank of India Credit Officer Recruitment 2026 with Veranda RACE, the best Bank coaching institute for Bank and Insurance exams in Tamil Nadu, Kerala, Karnataka and Puducherry.
Veranda RACE specialises in training aspirants for roles like Probationary Officer (PO), Clerk /Junior Associate (JA), Circle Based Officer (CBO), Specialist Officer (SO), System Based Officer (SBO) and Office Assistant in public sector banks and general insurance firms.
Our expert Bank faculty at Veranda RACE, with years of real Bank & Insurance exam experience, guide you through a well-structured learning journey for upcoming Bank and insurance exams in 2026.
Students get access to high-quality preparatory Bank books, exam-specific study materials, monthly current affairs magazines and full-length mock tests, all aligned with the latest Bank & Insurance exam trends and syllabus.
Candidates can choose between classroom offline coaching at our 45+ Veranda RACE Offline branches across Tamil Nadu, Kerala, Karnataka & Puducherry or LIVE online class sessions with attending classes from the comfort of your home, depending on what suits your learning style.
Veranda RACE has the highest number of selections in Tamil Nadu and Kerala for Bank of India Credit Officer Exams in 2024 and 2025. 8 per cent of the total Bank of India Credit Officer vacancies has been filled by Veranda RACE students in 2024. More than 1700 students from Veranda RACE have cleared the IBPS Exams like Bank of India Credit Officer, IBPS Clerk, IBPS SO, IBPS RRB PO, IBPS RRB Office Assistant, etc. in 2024 alone.
Many Veranda RACE have cracked the Bank of India Credit Officer, Clerk, SO, RRB PO, RRB Clerk Exams in their first attempts within a year of bank exam coaching in offline, online or residential coaching. Veranda RACE also conducts regular English webinars and special sessions for Tamil Medium students to prepare them for Bank exams.
Want to join Veranda RACE for Bank Exam Coaching? Check the below links:
Veranda RACE Bank Offline Classroom Coaching 2026 | |
Veranda RACE Bank LIVE Online (Tamil) Coaching 2026 | |
Veranda RACE Bank LIVE Online (Malayalam) Coaching 2026 | |
Veranda RACE Bank LIVE Online (Kannada) Coaching 2026 | |
Veranda RACE Official Website |
My parents suggested me to join Veranda RACE and prepare for Bank Exams. Within 8 months, I've achieved a Bank job in Central Bank of India. I used to attend tests in the computer lab at my offline branch for more than 6 hours. My mentors cleared all my doubts and my faculty motivated me and taught focus strategies to clear the IBPS Clerk Exam.

Thanks to Veranda RACE, I've cracked three Bank Exams - IBPS PO, SBI PO and IBPS Clerk. Coming a village in Tuticorin, Veranda RACE faculty helped me understand the syllabus and topics of Bank Exams. With full focus on Bank exams, I used to prepare daily in the computer lab and library with constant support from my Bank mentors. They cleared all my doubts without any hesitation.

I prepared for Bank Exams in Veranda RACE’s Tambaram branch. They trained me specifically for the ‘Agriculture Insurance Company’ Exam. I’m happy that I could contribute more to the profession of my choice! Thanks to the faculty and mentors of Veranda RACE!

Preparing from Tirunelveli, I want to thank my faculty for the constant support and motivation to crack the LIC ADO Exam. The lab facilities were top notch and I used to prepare writing online mock tests at the computer lab. This was the major reason for cracking the exam in the first attempt. Thanks, Veranda RACE!

My parents suggested me to join Veranda RACE and prepare for Bank Exams. Within 8 months, I've achieved a Bank job in Central Bank of India. I used to attend tests in the computer lab at my offline branch for more than 6 hours. My mentors cleared all my doubts and my faculty motivated me and taught focus strategies to clear the IBPS Clerk Exam.

Thanks to Veranda RACE, I've cracked three Bank Exams - IBPS PO, SBI PO and IBPS Clerk. Coming a village in Tuticorin, Veranda RACE faculty helped me understand the syllabus and topics of Bank Exams. With full focus on Bank exams, I used to prepare daily in the computer lab and library with constant support from my Bank mentors. They cleared all my doubts without any hesitation.

I prepared for Bank Exams in Veranda RACE’s Tambaram branch. They trained me specifically for the ‘Agriculture Insurance Company’ Exam. I’m happy that I could contribute more to the profession of my choice! Thanks to the faculty and mentors of Veranda RACE!

Preparing from Tirunelveli, I want to thank my faculty for the constant support and motivation to crack the LIC ADO Exam. The lab facilities were top notch and I used to prepare writing online mock tests at the computer lab. This was the major reason for cracking the exam in the first attempt. Thanks, Veranda RACE!
